📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Put away your purse & become debt-averse

1208209211213214809

Comments

  • foxgloves
    foxgloves Posts: 12,639 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Well, it's three years, actually, HHoD, so I shouldn't really complain, should I?
    Like you, I suffered far more lergies when I was working in the community. I worked with children & families so germs were very prevalent at this time of year.
    Hope you also feel better soon.
    F x
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 7.1kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • foxgloves
    foxgloves Posts: 12,639 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hello Kittikins & welcome!
    Please do feel free to come out of lurkdom & chip into discussions. We always find something frugal to chat about on here........ well, once I'd got my Spendy Decades confessions out of the way!
    Your paper recycling activity sounds perfect. Both frugal & nicely festive. And a good way of using the large quantities of packaging resources often wasted by companies of the sort you mentioned.
    I've already decided to recycle our Advent calendar into gift tags. I love being able to upcycle & find new uses of things.
    F
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 7.1kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • foxgloves
    foxgloves Posts: 12,639 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Yayyyy! I've finished my new socks. Very pretty yarn which was a birthday gift. I knitted them over Christmas. Back to knitting my jumper now.
    F x
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 7.1kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • Oh no and boo to the lurgy,I think I've finally killed the bugs in my throat by gargling with TCP in some water, tastes disgusting but the pain relief is amazing and it lasted all day,I've just done it again before bed as I could feel a bit of scratchiness coming back,I hope you recover soon xx
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,120
  • foxgloves
    foxgloves Posts: 12,639 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I haven't bought TCP for decades, OBL, but I remember that being told by my Mum to go upstairs & gargle with it was the standard household sore throat remedy when I was growing up. A cider vinegar solution is also good, & tastes better, but doesn't have the pain relief of TCP.
    I mostly used to use it for dodgy ear piercings.... including one I rather stupidly attempted to do myself aged 18, using the standard (at the time) DIY method of ice cube, needle & hot boiled potato! Utterly stupid, bloody sore & hello TCP!!
    Glad you seem to be getting on top of your bad throat though. Am hoping mine doesn't last too long. One of my nephews was just getting over this lergy at Christmas. As he was at the horrendous cough stage, I kind of assumed he'd passed the point of being contagious, but clearly not as Aunty Foxgloves now feels as though she has razor blades for tonsils! Ah well..... I have been cold-free for exactly three years, for which I should be thankful.
    F x
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 7.1kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • TCP brings back fond memories of one of my Grandmothers, she swore by it for anything medical, I'm sure she had shares in the company.
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • foxgloves
    foxgloves Posts: 12,639 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Yes, I do think of it as a bit of an older person's remedy, BaileysBabe, but it is certainly very effective.
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 7.1kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • foxgloves
    foxgloves Posts: 12,639 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    New Year's Eve greetings to one & all,
    Let's get the moans out of the way first:
    1. No improvement whatsoever with the lergy.
    2. Awful night's sleep. Woke at around 3.30 & didn't drop off again until around 6.30. I just couldn't switch my brain off. I find this an exceedingly unhelpful state. I can spend the wakeful early hours stressing about minutiae which would barely register the rest of the time.
    OK, that's the moans. Now for the good stuff:
    1. Have had a lovely walk at a fairly local place to us. I paid parking & Mr F bought us a coffee each. Lovely to see all the wild birds & get some much needed fresh air.
    2. A productive batch cooking afternoon planned in the kitchen. Am going to make chicken chilli & chicken soup for the freezer. I may make tomorrow's chicken & mushroom supreme too, as it will mean I'll only need to heat it up. Will also freeze remaining chicken stock.
    3. We are using December's grocery budget underspend to treat ourselves to a take-away curry tonight. We enjoy these so much more now that they are such a rare occasion. Used to be weekly (& sometimes more!) pre-LBM, which was ridiculous as we are both good cooks.
    4. While walking around the lake in the mist this morning, we talked about all the improvement work we need to get done on our house this year & it was encouraging that we are both on the same page with it all. I'll admit I'm stressing about it because you never quite know what additional problems builders will find when they start dismantling/investigating. I do feel we are at a stage now, however, where we can prioritise a reasonably confident list of what we want doing.
    So....... I've made my way through a very large mug of coffee, so it's time to get two cauldrons on the go & start turning lots of leftovers into useful tasty freezer meals.
    Am pleased to say my Christmas chocolate supplies have now all been consumed, as my favourite black trousers felt very tight when I put them on this morning. I am defo not planning to buy a new pair!
    F x
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 7.1kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • DawnW
    DawnW Posts: 7,759 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I get that awful anxiety thing at night too Foxgloves, and I agree, it is so stupid, you end up worrying about such silly little things that you would just deal with at any other time! I also have a silly habit of not being able to get to sleep when I go to bed, then getting up and sitting up till about 1am, and then still having trouble getting off to sleep after that, due to my overactive brain. It isn't as though it is being overactive to any useful purpose either :mad:
  • DawnW wrote: »
    I get that awful anxiety thing at night too Foxgloves, and I agree, it is so stupid, you end up worrying about such silly little things that you would just deal with at any other time! I also have a silly habit of not being able to get to sleep when I go to bed, then getting up and sitting up till about 1am, and then still having trouble getting off to sleep after that, due to my overactive brain. It isn't as though it is being overactive to any useful purpose either :mad:

    I also suffer from overactive brain at night :(. I find it's best to get and do somthing like sort laundry or some other mundane household chore for about half an hour to change my mindset. Then I can often sleep when I go back to bed. Alternatively I make a list of all the silly things I'm worried about and then write solutions to them, which usually helps me to get them into perspective.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.