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Onwards and the debt goes downwards!
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Its autumnal here today, I had to dig out my winter jacket when I went out. Been so windy the plants have really suffered, think the courgette and cucumbers are beyond recovery :(
I travelled to Benbecula via Skye a couple of months ago and the journey through Skye was the only wet part of all the week in the Outer Hebrides.
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sitting in belfast with my laptop saying 21 and mostly cloudy
June 2026, Mortgage free, Emergency fund fully funded & £200/200 cash maximum pb holding .:jWeight 12st challenge 11st 2lb
Gift to children challenge £40k in 2 years. Short term gift challenge 7 presents and $1300 can by September.
Determined to stop defining myself by my mistakes. Progress not perfection. I’m not perfect but I’m good enough.
https://forums.moneysavingexpert.com/discussion/6673398/hopefully-cruising-with-focus-towards-retirement#latest1 -
I have had my heating on. In July. 🤬
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 14 months left.1 -
18 degrees and drizzly here in the NW, allegedly we're going to reach the dizzy heights of 25 degrees later in the week. I'll believe it when I see it, won't be putting my big coat away any time soon 😂
Debt Busting Again in 2026!
Starting Debt 03.05.26 = £5345 Current Total 01.07.26 = £4411
Clear M&S Card Starting Balance 03.05.26 £600 Cleared 05.07.26 ✅
Clear V12 Finance Starting Balance 05.07.26 £600
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Those that have nice weather enjoy! Those of us with soggy feet, I’ll pass you an umbrella. It truly is biblical out there. There’s waterfalls flowing I never knew existed!
Beanie we’ve lit the stove last week and probably will again this week. It’s July! Had to put the big light on in the kitchen to cook tea.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1243 -
We’re in SE and it’s looking like 30-33 all week 😭
I’m a maximum 26 kind of girl, so I’m not too happy about it 😔. As long as I’m near my trusty sh@rk fan, it’ll be fine….
DFD March 2025 (£35000 paid off)
FFEF £20000 saved
Currently treading water while having cancer treatment and trying not to dip into FFEF too much!1 -
Played pickleball last night. Slowly getting the hang of it but still prefer badders. I’m going to whisper that on the weather app we might be having a couple of days of no precipitation!! So now begs the question do we stay home on Saturday and crack on with outdoor jobs or go and watch the shinty?
Sunday will be a write off as OH will want to watch Wimbledon. Busy week at job 1. Lots of new stuff that I’ve had to jump on and be proactive. Glad it got to 5 and I could knock off.
Attempted to clean out the top pool of the stream and OH mended the areator that’s in there as he strimmed the wire so that’s bubbling away.
Meeting a friend for lunch tomorrow before start work at job 2. I was supposed to be going to the doctors but the appointment has been moved.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
We are bad grandparents. Bought DGD tickets to see Peppa Pig for Christmas at the theatre. Had an oh 💩moment and checked my emails only to realise it was in June! Message son and gf to apologise and they thought it was July! I know DS1 won’t let me hear the last of this
L
Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
Oh no! How annoying for you to have missed it 😔
DFD March 2025 (£35000 paid off)
FFEF £20000 saved
Currently treading water while having cancer treatment and trying not to dip into FFEF too much!0 -
So have you missed it?
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 14 months left.0
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