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Onwards and the debt goes downwards!
Comments
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Photo doesn’t do it justice
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1243 -
Photos are never as good as the real thing, but that pic is still stunning
'A watched potato will never chit'...2 -
Thanks for the photos.
Hope your foot and calf improve. Doesn't sound good at all. What is the doctor saying about it all?
Good you know what's up with the boat and have a potential fix. Brilliant the engines are back working as I imagine they are the dearest part.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/252 -
If OH hadn’t got the engines going that would’ve been it.I’ve been back to the docs and seen the practice nurse, she’s taken some bloods and going to get some physio sorted. Which reminds me, I need to phone today to see if that’s been booked.Weather is yukky today. I’ve got to go into town, need to get the dogs tablets from the vet, some screws and my earrings which have been mended.I’ll hopefully make a start on sorting out holibobs clothes for next week. Only got 2 days to work!
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
Enjoy your holiday when it comes. Glad you've been to the docs.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/252 -
In good news the boats radio and fish finder both work after their dunking.We still need to buy the recharging kits for the life jackets, flares and carabiners. These will wait till we’re back off holibobs.
busy night last night at the b&b 29 covers. Just at the end I went to get some cream out the fridge and it split down the side and went everywhere. Didn’t particularly want to clean the fridge at 10 o clock but needs must. Just totted up my hours at the b&b and I’ve done 88 so not bad. Been tired today, helped OH fill the gaps in the kennel with expanding foam to help with draughts. Still need to get some breeze blocks to go on the roof. Our neighbour had some she said we could use.I’ve got an appointment at the physio when I come back. The bloods came back clear. Still need to have another one done to check my B12 levels later in June
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
88 hours in how long Lucielle?
Good news on the boat stuff given what happened.
Enjoy your hollibobs.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/252 -
28th April to 27th May, 3 shifts a week. Plus I have 3 full days wfh.I’m going to try on my holiday stuff today which has been dragged out the wardrobe and put in the spare room. I’ve lost a couple of pounds but still at my heaviest ever. My ankle isn’t helping as I don’t want to walk or exercise. By the end of a b&b shift I’m usually hobbling. I know my weight won’t be helping and I’m in a viscous circle.After lots of faffing by the medics it’s been decided that he is going to have stents done. Hopefully around the 10 th of June. At least it gives them something to focus on.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
Sorry that you are struggling with aches and pains. Hopefully the physio can help you design a recovery plan.
thank goodness you were alerted to your boat starting to sink. Boat owning is hard work - not like my memories of the glamorous world portrayed in Howard's Way!2 -
Love the photos of the scenery of where you live. What a beautiful place!Hope the boat repairs work and you are able to launch successfully.paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 172
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