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Onwards and the debt goes downwards!
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Sorry you weren't able to go away. Hope your health improves quickly.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/252 -
Ok this is a rant post so please feel free to ignore.Told to come to this hospital as soon as possible so arrived Wednesday evening in the clothes I was in. Nobody knew I was coming despite the Skye hospital saying it was sorted. OH slept in the car, bless him.2am Thursday morning they realised I hadn’t been seen by a doctor, miraculously one appeared then had a ct scan at 4.50am. Nothing further happened that day but they ruled out a stroke and decided I needed to see the optometrist this was in the morning. That department didn’t reply to any emails. I was moved off the ward to another one but the bonus was I got my own room. I had a stinker of a headache and it took 4 hours to get some paracetamol. Managed to be seen by them on Friday, though they weren’t expecting me (it’s in a different building). My eyes are fine (just wonky vision in 1 of them). Now I’m being passed to neurological, guess what, nothing happened for the rest of the day. Turfed out of my room at 11.30 last night and onto a different ward. Which brings us to today. I’ve still only got the clothes I arrived in. Did manage to wash my underwear last night. I hadn’t realised until I went to the eye unit that Tescos is only an 11 minute walk away but they wouldn’t let me go. I am honestly really well just wonky vision.I have to confess I am feeling a bit sorry for myself and weepy but I really am on the cusp of throwing my toys out. OH is 3 hours away so it’s not like he can pop in.Ok big girl pants on (not as grubby as they were) need to kick !!!!!!.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1245 -
Rant away.🤗. Any MSErs local who can visit via Tesco? That'd be too easy3
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Sounds awful. It's unlikely but are there any hospital volunteers who could collect a click n collect order from tescos for you?You've been moved from team to team so you need to know who the named consultant is who currently has responsibility for your care and you need to speak with them or the most senior member of their team. Someone, somewhere has overall responsibility for you.
At least your big girl pants are washed and ready for work today.
sending you lots and lots of good wishes3 -
So sorry you have been messed about like this. It is so frustrating. Rant away. Sending love and hugs x2025 Decluttering 10472⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
2024 Decluttering 11728⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️3 -
Still no sign of any of the Gods descending.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
Wish I was nearer to help.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
That’s so kind Beanie. I am considering discharging myself and trying to do this through out patients. I am taking up bed space unnecessarily. I’m sure if they were that worried I would’ve been seen.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1243 -
My advice would be to wait til Monday. Nothing much happens at the weekend. If nothing changes on Monday then maybe.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Honestly you couldn’t write it, I’m back on the ward (not my room sadly) that I got booted off last night.The ward manager is as bemused as I am at the lack of care. Still not seen a God…..
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1243
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