We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Onwards and the debt goes downwards!
Comments
-
Sorry about the trip to your stepdad - sounds tough. At least you got some photos and the painting (albeit you think it's hideous). Perhaps you can make a fun feature of it somewhere in your new home?2
-
Lots of lovely posts, thanks peeps. The picture will not be staying, OH knows a couple of antiques people so they can have a look and see what they think.Been to ladies day at the races. Won on a couple but lost overall. Weather was good and had a nice time. Staying in a hotel tonight and back home at some point tomorrow.Still waiting for a quote from the man with a van to get our stuff up north. My housekeeper up there is keeping an eye on the house and has said his mower is poorly. I think a belt has come off and OH says it’s a swine to do. Said if he’d do a free mow of the grass he’d see what he can do.Still not sorted the doggy situation out but might have a cunning plan.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
Cunning plan isn’t going to work so probably have to take them with us, which isn’t ideal.Had a frantic morning home call from the people who have the unit next to our workshop to say the bin was on fire and the fire brigade were on the way. Called the new owners and then went down to check everything was ok. It was fine. The firemen had filled the bin with water and doused it. I think someone might’ve put a ciggi in and that had set it off.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
Honestly people are daft the way they discard cigarette ends - it doesn't bear thinking about the needless cost for Fire services having to attend things like this which could have been easily prevented by a little common sense being used. Very glad all was OK, though!
Also sorry to hear that the visit to your Stepdad didn't go well. Might this enable you to finally close the chapter on that one do you think? Glad you got the pictures etc though - ultimately your Mum will have appreciated them while she had them, and if he won't, then sad as that is, having them returned is the best thing isn't it so they can continue to illustrate your family's history.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
it it doesn’t bear thinking about as our neighbours on the other side are a petrol station!
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
Glad the fire ended quickly.
Have a lovely day.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
(If took bigger lump sum = 53.3K or 41.8%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 29/7/252 -
Stop off point to walk the dogs. LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1244 -
Breakfast with a view. LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1245 -
Gorgeous scenery.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
(If took bigger lump sum = 53.3K or 41.8%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 29/7/251 -
Beautiful. I am so jealous of this kind of place. Would love to live somewhere a bit more like this, buy hubby would be very resistant.Debt free Feb 2021 🎉0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.6K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.9K Spending & Discounts
- 244.5K Work, Benefits & Business
- 599.8K Mortgages, Homes & Bills
- 177.2K Life & Family
- 258.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards