Poor Single Lady Debt Diary - Trying again

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  • Poor_Single_lady
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    Hmmm yesterday was a bit spends

    Cinema £13
    Travel £20
    Eating out with friend £18
    Social Drinks £26


    That is more than is wise.
    But very little in calendar now.
    Friends birthday Saturday - low spend.
    Would like to pick up some flowers Saturday for Sunday.
    Nothing planned next week beyond Sunday until Saturday 17th.

    Credit card payments go out tomorrow and Monday.
    2017- 5 credit cards plus loan
    Overdraft And 1 credit card paid off.

    2018 plans - reduce debt
  • Poor_Single_lady
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    It seems all credit card payments are going out Monday.

    Spends
    £8 prescription
    £7.30 Tesco

    Did see some very nice sun glasses at £35. But thought it was too much. But they were lovely and I need some. But need some cheaper than that.

    Early night tonight and clean bathroom and hoover.
    2017- 5 credit cards plus loan
    Overdraft And 1 credit card paid off.

    2018 plans - reduce debt
  • Poor_Single_lady
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    I must have a frugal weekend. I just must. I must.

    Going to London and need some flowers and maybe drink for friends birthday. Not sure if I can get away with not going- he is so caring and kind that I should really turn up for his birthday but would rather give it a miss if possible.

    Will see what happens.
    Too many friends and not enough money.

    Food Top up shop Monday.
    2017- 5 credit cards plus loan
    Overdraft And 1 credit card paid off.

    2018 plans - reduce debt
  • Poor_Single_lady
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    Spends

    £7 pet food
    £1 toiletries


    Home tonight. Spent too much on Tuesday to go out again so soon.

    Tomorrow and Sunday Must be low spend. Easier when you are being antisocial. Trying hard. xx
    2017- 5 credit cards plus loan
    Overdraft And 1 credit card paid off.

    2018 plans - reduce debt
  • maddiemay
    maddiemay Posts: 4,986 Forumite
    First Anniversary Photogenic Name Dropper First Post
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    You are doing well, just keep plugging away, it will be worth it.:D
    The best thing about the future is that it comes one day at a time. (Abraham Lincoln)
  • Poor_Single_lady
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    Thank you.

    Spends

    Travel £15
    Bottle of water £2
    Flowers £5
    Take away £17


    Popped into pub and friend bought drink. Made a mental note that it's my round next time.

    Credit cards go out tomorrow.
    2017- 5 credit cards plus loan
    Overdraft And 1 credit card paid off.

    2018 plans - reduce debt
  • System
    System Posts: 178,094 Community Admin
    Photogenic Name Dropper First Post
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    You are doing well with your diary posting often. Keep,it up . Have a good Sunday .
  • doingitanyway
    doingitanyway Posts: 8,755 Forumite
    First Anniversary Name Dropper First Post Mortgage-free Glee!
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    You are sounding in control. I like that you are still having a life and buying things some might see as luxuries but you are still doing well on the debt. Nice balance. Well done. Keep going.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.

    Solicitor/survey savings 300/1700
    Emergency fund 0/1000
    Buffer fund 0/200
  • Poor_Single_lady
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    Thank you both. I'm not sure I feel all that in control but being picky on what social things to go to suits me much better. Nothing till Saturday now. I think I could get a bit bored!

    Spends
    Foods £14
    Not all essential - chocolate, crisps, biscuits, grapes and cake
    Plus bread, butter, orange juice, chicken.

    If i couldn't have nice things to eat I would just want to give up. Especially when it's a struggle which it feels right now but at least all payments are up to date- only 2 left to go this month. Plus 1 direct debit.

    Half way to £50 in populous
    £13 to go on opiniom
    1700 left on yougov

    Going to do some cooking and cleaning this week as well as some baths. Keep busy and low spendings. Early nights.
    Then try not to go mad spending at the weekend.

    Thrown out loads of worn out clothes recently so at some point the wardrobe will need some attention but trying not to think about that and hope primarni will do when the time comes.

    Also next year would really love a new telly. But not a priority right now.
    2017- 5 credit cards plus loan
    Overdraft And 1 credit card paid off.

    2018 plans - reduce debt
  • Poor_Single_lady
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    No Spends Today

    Need to have more days like this.

    Need milk, carrots and peas tomorrow but meals are planned. Then no evening plans.
    A bit of social next week.

    Would love so many things right now. Just need to focus and get through to April and then reassess. Trying to be :A but it does not come naturally.
    2017- 5 credit cards plus loan
    Overdraft And 1 credit card paid off.

    2018 plans - reduce debt
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