Motor legal protection

Natalie8104

Can anyone help/direct me to an insurance company or broker where I can buy a decent motor legal protection plan?
I've been quoted £35 by my car insurance company and was told by a friend this was over the top.......... what's the view??????

lincroft1710

Well if your friend thinks it's OTT, which insurance co. are they using?

nickcc

If you require breakdown cover Start rescue include legal protection in their annual premium.

Natalie8104

Im told by my friend that you can buy the cover for £9.99 alone as a stand alone policy. She bought it off bestprice im told, I will buy this one!! !!!128077;!!!127995;

Natalie8104

I've got breakdown cover thanks. I'll check out startrescue for breakdown next time for sure.

unholyangel

Natalie8104 wrote: »

Im told by my friend that you can buy the cover for £9.99 alone as a stand alone policy. She bought it off bestprice im told, I will buy this one!! !!!128077;!!!127995;

I take it this is where she purchased from?

https://www.bestpricefs.co.uk/motor-legal-protection/legal-protection-bronze

Bigphil1474

OP, worth checking if you have any legal cover elsewhere. I'm in a trade union at work which gives free legal cover as part of being a member, and covers the same things as the legal cover you get with motor insurance - so I don't pay for it with my motor insurance. You might have legal cover on home insurance as well.

vikingaero

I have a 2 year, 3 vehicle policy with MemLegal:

http://memonline.co.uk/motor-legal-protection-insurance-new-customers/

Which is about the same price as 1 years cover for 1 vehicle with a general insurer.

Whether you buy from a standalone insurer or via your motor policy, a claim will be farmed out to one of the big legal agencies in Cheshire/Manchester anyway.

Natalie8104

Thanks for your input.
As I understand it there is a difference. I did ask my home insurance provider if I had 'motor' cover via the legal protection included in my policy. I was told it is not 'motor' cover- this I was told needs to be 'motor' legal protection policy to cover all of the risks related to motoring. £10 a year is a no brainier. Purchased it now! I will not buy the cover as an "add on" again.

Natalie8104

I did look at this cover. I bought the "bestpricefs" as I wanted the courtesy hire cover and prosecution defence, which was £9.99 and covers me when driving other cars. Clearly these offerings are much better value than buying as an "add on"

Natalie8104

Yes it is. I purchased the cover from the site also, plus the 14 day courtesy vehicle hire and £100,000 of motor prosecution defence- in case I get caught by one of those mobile camera units at 75 on the motor way!!
Seems great value in relation to the risks. I bought much greater cover for less than the cost of the more basic cover with my insurance company. This was straight forward- I don't know why I haven't understood this in years gone by.......
It took 5 mins. I went to the best price FS website
I went to the motor legal protection page.