Debt Free By 2019?

Scott-Weiland

If you are drinking a lot of coffee the caffeine can lower your bodies salt levels which can make you feel tired.

Just make sure each food meal you have you salt it slightly.

onedaysomeday

Scott-Weiland wrote: »

If you are drinking a lot of coffee the caffeine can lower your bodies salt levels which can make you feel tired.

Just make sure each food meal you have you salt it slightly.

Thank you for your wise words so far

lonelyrat

Definitely a blessing in disguise about the consolidation loans. I 100% see the appeal.... I took out a loan with the intention of using it to pay off my debt but it ended up just getting swallowed up in moving costs/ furniture for our flat. Was a bit of a disaster and for a year and a half I was stuck with an extra £100 a month on top of my other debt commitments. Very silly of me indeed but it had seemed like such a good idea at the time.

I'm sure they probably do work for some people but definitely not for me and not worth the risk I don't think. I found that using the snowball calculator and my spreadsheet was enough. It was so painfully slow at first to see any dent in anything but worth it knowing I'm almost there.

You've already made great progress and I'm very impressed you've managed to buy a car (and sort all the associated costs) as well as pay down your debts. Just keep doing what you're doing and you will get there

Scott-Weiland I took your Witch Hazel advice as well and got myself a wee spot wand from Boots. I'm quite enjoying it! Whenever I feel a spot developing I just whip out the wand :rotfl: Seem to be a bit less spotty so thanks for the pro tip!

Scott-Weiland

onedaysomeday wrote: »

Thank you for your wise words so far

Yeah and work i read a lot re diet and nutrition since online survey sites are barred. I read a medical journal that said drinking 2-3 cups of black coffee a day was enough to make you deplete in your recommended daily allowance of salt in one quick weeeeeeeeeeeeeee if you get me.

Lonelyrat cool re the witch hazel i am glad it worked really well, i just use the distilled stuff and cotton wool but it works a treat. Toothpaste is another cheat pre bed if you get one to get shot of them.

onedaysomeday

What a busy busy weekend!

Friday was a very all over the place day! I decided to get petrol before the gym before work (so around 6am ish) and whilst I knew I'd left my purse with cash in at work (right in town, same as the gym and petrol station) I was sure I had my bank card and (of course) did not check so rolled up to the petrol station to fill up and had to roll right on out again as I had (unlike me normally) put my bank card back in my purse :rotfl: so it was a case of drive round to work, get my purse, back to the petrol station, and back to work to park up before the gym :rotfl:

I drove up to OH's in the evening (30 miles), put some washing on, was soaking in the tub around half ten when I remembered a landlord had asked a really cheeky favour of leaving some keys under their doormat for an inspection the next morning so it was either get up stupidly early the next morning and fight traffic there and back, or get out of the bath sharpish and do the 60 mile round trip and get home about 12.30 not long before OH, so that's what I ended up doing. I also then had to drive home Saturday night as the kids were with OH so nowhere for me to sleep, and then back up again early Sunday morning. Drove down again this morning, will drive back again tonight, and down again tomorrow morning. My tank isn't going to last as long as planned!

We had planned to go for a 7 mile walk yesterday, but OH being OH decided to guess where to go when we got to a point where we were unsure, and it ended up being a 10 mile walk instead. Step count ended up over 31,000! It was round a Nature Reserve that we have ventured through some of it before, so I wore a t-shirt and shorts and my walking boots. The route we took however is clearly less popular as there were masses of uncut stinging nettles and sharp plants so my legs last night were covered in scratches and rashes oh well, I know next time to wear trousers

All debt repayments gone out this month, so anything that goes now is OP's

Happy Monday :rotfl:

onedaysomeday

Scott-Weiland wrote: »

Yeah and work i read a lot re diet and nutrition since online survey sites are barred. I read a medical journal that said drinking 2-3 cups of black coffee a day was enough to make you deplete in your recommended daily allowance of salt in one quick weeeeeeeeeeeeeee if you get me.

Lonelyrat cool re the witch hazel i am glad it worked really well, i just use the distilled stuff and cotton wool but it works a treat. Toothpaste is another cheat pre bed if you get one to get shot of them.

Oh I should definitely be having more salt then I have two flasks at work that are probably 2 cups each, and that's without whatever I have before or after work :rotfl:

lonelyrat

31,000 :eek: I could never manage that in my dreams! Sounds nice though Doesn't sound so nice all the back and forth with the driving though!

onedaysomeday

We are doing a 100k charity walk in September so I dread to think how many that is going to be.. 10 miles is just under a sixth of what we need to do, so probably around 180,000 as some of my steps were walking into town and back. 180,000! :eek:

Taking my car in for it's service today, good thing I double checked what time yesterday as I couldn't remember if I'd booked it for 8am but to call and let them know if I couldn't do 8 and would change to 12, or if I had booked it for 12 but would let them know if I could do 8am. I thought the former but apparently it's booked for 12 so good thing I didn't just turn up at 8am :rotfl: requires some jiggling around of my hour's lunch to drop it off and then collect it, but it'll be worth it in the long run.

Hoping it goes through with no calls about work needing to be done as I truly only have the money for the service itself and thats it

onedaysomeday

Yesterday got very stressful!

I went to go and collect the car, there was an extra £7 for a split wiper blade but not too bothered about that. He did say however my exhaust will need doing soon, which explains the horrible clunking noise I could hear on my way to dropping it off (ironic but useful timing) so going to call up today and find out how much it will be and book it in. I should be able to scrape it out of my allowance I have left for the month and just only have money for food left, which I can manage with.

Then, I'm not sure why - whether it's the car was running badly before and I just managed to be able to drive it and got used to that way, but after my service I stalled the car SIX times in the 5/10 minute journey back, twice at a junction and twice at two roundabouts, one of which I actually got stuck on the roundabout which was horrible and terrifying and frustrating considering I'd just got to grips with the car and felt confident driving it.

I ended up leaving it at work and one of my friends drove me home, then I came back and collected it when the roads were less busy and drove it to a car park and just practised moving off. OH has been saying for ages he doesn't understand why I move off the way I do, and has told me the easiest way is to find the bite, give a touch of gas, hold it there, then move off easing off the clutch and onto the gas. I've always been taught not to give the gas until you are already moving, which was fine before but now my car does not tolerate. Anyway, took myself to the car park and practised moving off that way instead and admit it's much easier and smoother, and I don't really know why I didn't get taught to do it that way (only time we ever did it was on a slope at a junction with the handbrake on) as everyone I have asked since, says they do it that way too! Very odd.

Anyway, I got to the point where I felt comfortable moving off in the car again and drove home, and into work this morning with no problems.

Hoping for a much less stressful day today

Scott-Weiland

onedaysomeday wrote: »

Thank you for your wise words so far

More wise words here i am Obiwanscott lol

Have a read this applies diet exercise or anything lol

http://www.strengthsensei.com/discipline-myth/