Premium Bonds

polymaff

dont_use_vistaprint wrote: »

Here's a thought . . . .

But what is the relevance?

The aim is to get the best return - not to beat any particular inflation index.

And, like with inflation, the definition of "best return" varies from person to person - but, surely, it will factor in the achievable income - not an arbitrary index.

polymaff

IanManc wrote: »

I'm not sure really, but the one bit I do heartily disagree with is the bit about "many books are one pence".

"Pence" is plural. The books cost one penny.

So is books.

"The books each cost one penny" or "The books cost one penny each"

Don't believe that the modern-day equivalent of a £30 book would sell for £0.01, anyway. :rotfl:

robotrobo

Premium Bonds.

7 small wins this month.

eskbanker

robotrobo wrote: »

Premium Bonds.

7 small wins this month.

Makes a change to have a post that's back on topic again, but seven prizes in one month is pretty impressive, even on a maximum holding (where the expectation would be two prizes), have you been on a fallow streak before this or are you just winning everyone else's prizes?

robotrobo

eskbanker wrote: »

Makes a change to have a post that's back on topic again, but seven prizes in one month is pretty impressive, even on a maximum holding (where the expectation would be two prizes), have you been on a fallow streak before this or are you just winning everyone else's prizes?

HI Eskbanker.
I failed to mention that my wife won as well !,
but it did sound good at the time:)

Alexland

dont_use_vistaprint wrote: »

So many books are 1pence (plus postage) on Amazon. I used to pay on average £10-30 per book.

Over the long term books have still been getting more expensive. I spent 3 years working as a volunteer in an Oxfam bookshop and lost count of the number of customers complaining we were selling second hand books at 50p which was more than the original new price of 12.5p around 25 years earlier.

We have hundreds of new and second hand books in our house (an entire wall in each of our offices) and have never paid 1p for anything we wanted to read.

Alex

1882

Premium Bond newby here - just bought some recently and October is my first draw - when do I receive the email(s) advising of my massive win(s)?

Ifts

1882 wrote: »

Premium Bond newby here - just bought some recently and October is my first draw - when do I receive the email(s) advising of my massive win(s)?

Last month I got the email:

Congratulations!

Dear Mr X
We have some good news from ERNIE
about your Premium Bonds

on the 5th of the month.

I take it that you know they have to be held for a full calendar month before they become eligible for the prize draw - so for you to be eligible for October's prize draw you would have needed to have bought them in August and then held for September.

Because you have to hold them for a whole calendar month before they become eligible for the prize draw, when I want to buy some online, I do it on the last day of the month.

londoninvestor

Ifts wrote: »

Last month I got the email:

on the 5th of the month.

Sounds about right, it seems to be somewhere between the 3rd-6th of the month in general.

Bear in mind that there's no "Commiserations...you have some bad news from ERNIE" mail. If you don't win anything in a month, you just don't get an email.

eskbanker

Bear in mind that if you're in a hurry to find out draw results, the prize checker app has already been updated (it happens at midnight) and I think the website version also updates at the same time, even though the emails follow several days later....