Debt busting misssion ..

mumofthetwins

So I have just sorted and ironed everything !!!55357;!!!56832;
I have managed to list 40 scheduled listings and still have a few things to go on later in the week !!!55357;!!!56841;

Fingers crossed they do ok ... there's some good things and some lesser branded things the way I'm looking it all adds up !!!55357;!!!56832;

Boys are late coming home (something which never happens) it's weird that after they drive me nuts I still miss them when they are away lol

Off to take the cake out of the oven and put my veg on for dinner

Lisa x

beanielou

I used to miss my DS too!

mumofthetwins

beanielou wrote: »

I used to miss my DS too!

its a killer isn't it .. but most of the time they enjoy it and that's what counts


This morning is a bit chilly here in the north east of England but I did manage to post my 3 ebay parcels that sold/late payers from the weekend and while listing my loft rumouged stuff I found a £5 scratch card win that im gonna cash in on my way home .. im off to check the totals and do my bit jiggery pokery with the bank and make another debt bust ... I think I might even add a sneaky couple of £ on idf it takes me down into the 5s ..


Lisa x

mumofthetwins

so a quick check of paypal showed a n extra £40 in to transfer and with the £5 win scratch card this has officially taken me into the 5000s .. whoop
I don't have a lot finishing this week but a couple of bits and next week I have a few more bits (loads) but not really any high earners .. suppose I never know though
i am officially starting this week with a big smile on my face .. all i need now is for the guitar shop to call and tell me that DS Christmas pressie has finally arrived .. we ordered it in October


have a fab Monday everyone .. x
that's a massive £905 paid off from easter

mumofthetwins

So whilst i have a little time at work today i have been looking at some diaries and i have decided to set a month goal.


Goals for April


* £200 OP on Morg - £200/£200 - Done
* Round Loan to nearest hundered (£43.54)
* Get CC to £5000 so £1900 to pay £905.53/£1900
* Aim for 10 NSD 6/10
* Try to stick within grocery budget of £250 .. will be hard as boys are on holidays and eat me out of house and home £56.61/£250
* loose 4lb in weight 1.5lb/4lb
* Ebay like crazy to hit that audatous CC gaol - Ongoing until i run out of things lol


Originally i was hoping for the morg OP and £1000 off CC but ive nearly hit that so wanting to push it up a bit more .. next month will be probably scaled down a bit lol


Wish me luck

beanielou

Good news on the 5000's :j

mumofthetwins

Well last night during dinner the boys reminded me that they had their big school trip in July
I was originally just going to pay as and when but nope I have now decided to list it as a debt and plug away at it ... their dads not very good so its me that has to pay although my mam and dad do offer to help but I feel bad taking anything from them .. they can more than afford it but still they earnt that money. I just wish I had listened to them a bit more as they are of the mindset no buying until you can afford TO PAY CASH
So my debt total has shot up a bit ..


While I was thinking I also decided to list any upcoming events -
* Trip to download with kids .. (tickets paid for Christmas gifts but will need petrol food n stuff)
* Balance of sons guitar .. it was his Christmas gift and bought in September but still hasn't arrived.
* Cousins posh wedding .. we need to stay away for this but room is paid, I plan on getting a dress from the bootsale and making as cheap as possible whilst still holding that fake I can soo afford this lol.
* I also have the cars MOT coming up in a couple of months and I need it for Job#2 .. I do have a bit put to one side for this but I have decided to start an emergency savings just in case of problems .. again I know my parents would help but id rather not.


... yes I have been listening to Dave Ramsey .. OML he can be brutal but is sooo right lol


so this lot adds an extra £2000 to the debt and I was hoping to build another £3000 savings ...


not sure wether to keep ploughing savings onto the card then if and when things come up pay it on card or not .... I know Dave has said not to do this ... what do you guys think ?


Thanks
Lisa x

RhiBi

You're doing amazingly, I'm in awe! I'm now looking around me and wondering what I can sell!!

mumofthetwins

Thanks RhiBi .. after last night I was feeling a bit but onwards and downwards .. hurrah
honestly eBay gets so addictive .. I only have around 20 items finishing this week but after my trip into the loft at the weekend im hoping for a good week next week


Lisa x


I am so surprised what people buy .. in the past I would give away most of my things to friends and family but needs must and im loving it (even if it does mean a bit work lol)
Lisa x

mumofthetwins

OOOO with all my woes I forgot to mention I joined the 1% challenge last night .. sheet all printed off and attached in my DBM Diary and I have managed to colour 4 squares .. whoop !!!


I soo love visuals, lists and ticking things off ...
my mission may have grown a bit last night but I am determined as ever !!!


Lisa