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Prosperous soul in the making
Comments
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Glad you've had some time away, it looks lovely!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
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You definitely can't put a price on MH, so enjoy every moment. Wonderful pictures, hope you're having a relaxing and healing time ♥️4
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What a brilliant thing to do for yourself, and of course your well-being brings well-being for your family They are lovely photos.4
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Beautiful photos 😍 definitely worth every penny from a MH point of view and that life still needs to be lived sometimes even when paying off debt.Current mortgage (1 Jun 2022): £289,501 - originally £351,999 got to love London sized mortgages!
OP Goal 2022 = 3.75% in OPs: £6,975 / £13,200
Emergency Fund Target: 3 months saved ✅
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Lovely piccies of some beautiful places, glad they're recharging the old MH batteries.If it's not adding up, compound it!5
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Fresh air, views, walks, you time. All long overdue. Soak it all up and create good, lasting memories.Mortgage started 2020, aiming to clear 31/12/2029.5
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Thanks all. Nice parking spots on way to next cottage. Arrived safely. DS joining me tonight for at least one night... Will see how it goes.
Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/259 -
Gorgeous photos. Am quite jealous! I too am awful at visiting our local area. We are half hour from the New Forest, never go unless we go to a big country park. We went there last week at half term, and on the way back we took a detour to see the Rufus Stone for the history obsessed nine year old, then drove through the forest for a bit just looking at it all. Planning a camping trip there in August now.Debt free Feb 2021 🎉5
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Thanks DIA.
Yesterday while walking or driving saw a bird of prey really close and big hovering over the road. Also saw another rabbit later. While DS and I walked around a forested outskirts of a lake we saw our first free owl just perched in a tree. The beauty was amazing. All things to be grateful for...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/255 -
That's gorgeous SH, definitely one to lose yourself in. Take in every detail, sit and look, take in the smells and create happy memories. In the future you can recall them and imagine you're back there.Mortgage started 2020, aiming to clear 31/12/2029.4
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