📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Prosperous soul in the making

1159160162164165396

Comments

  • Hi savings is that you all caught up with the projects now? Hopefully then you won't need to put as many hours in altogether again. It really sounds like you're doing so well with all your plans. I hope you've not had to work as much today.
    1st May 2025
    Mortgage Balance 1: £21,601.50 4.98% Now: £18,044.31
    Mortgage Balance 2: £84,420.24 Now: £83,562.45

    Credit Card Balance 3: £10,911.76 Now: £7,237
    Student Loan £TBC
  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Hope all is well and you are either banking loads of future hours or having too much fun gardening, painting, setting up your business and family time.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingholmes
    savingholmes Posts: 28,997 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thank you Stripey and MF. Work, painting and life! Struggling with exhaustion this week. This has been one of the few non rainy days.

    I rang up and got a 35£ refund of n car insurance but spent £138 to adding DS until end of September on the cheaper car we brought last year for DH. Told him after that when it is wis up for renewal he would need to pay his share.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • jwil
    jwil Posts: 22,093 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I hope you get some rest and sunshine this weekend :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Hope you have a restful weekend!
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Blackcats
    Blackcats Posts: 3,918 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Hope you have a restful weekend.  Like you I've worked throughout lockdown and I think the unusual situation takes it toll.  I'm grateful to have a job and I'm sure you are too but life/work blend is important (says me who has failed miserably to achieve balance this week).
    take care and I hope the weather is allowing you to get out into your lovely garden.  
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.