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My journey to a debt free life

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  • foxgloves
    foxgloves Posts: 12,830 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Good luck with your Dr's appt, OBL. Hope you get on ok.
    F x
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (46/100) 3) The Shrinking of Foxgloves 8.1kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • Onebrokelady
    Onebrokelady Posts: 7,938 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    foxgloves said:
    I don't want to politicise your diary, OBL, but will just make the following comment re council tax increases. We must not forget that central government has cut their funding of local council authorities by between 40 & 50% over the past few years. I think we all know the effect such a draconian cut to our own budgets would have on how we live. Local council services have been cut to the bone. They are expected to provide the same level of service on almost half the money. When they then need to make up part of the funding shortfall by raising council tax, it is the councils who get the blame & the anger of local people. Very convenient for the Government. Their halving of local authority funding is to blame...... but the councils face the wrath of the public. I live in a depressingly true blue area..... people always whining on about this & that service being cut, but seem surprised when my reply is to remind them that this is exactly what the majority of people voted for.
    Council tax does need to be reformed - no question about that. There need to be more bands to help address the inequality inherent in the system - i. e people on the lowest incomes spend a greater % of their income on council tax than those on the highest incomes. Yes, it is ripe for change.
    Sorry to hear you have had a significant increase, OBL. I haven't seen our new bill yet. I know it will increase but my ire will be directed firmly at the Government rather than the councils who are trying to provide the same services in times of increasing need despite enormous & politically deliberate cuts in their funding. 
    F

    You are indeed spot on with this and in my shock and annoyance at such a big rise I had actually forgotten that councils up and down the country have had their budgets cut. My anger is indeed aimed at central government although I didn't make that clear 😊
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
  • Onebrokelady
    Onebrokelady Posts: 7,938 Forumite
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    Fingers crossed for the doctors 🤞Great news about the stables reopening 🥳 🐎 
    Thanks SA,I'm very excited to think I will be able to go riding soon ,docs appointment was really good 😊
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
  • Onebrokelady
    Onebrokelady Posts: 7,938 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    foxgloves said:
    Good luck with your Dr's appt, OBL. Hope you get on ok.
    F x
    Thanks Foxgloves for once it was a good experience and I feel like I'm being listened to for a change 😊
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
  • Onebrokelady
    Onebrokelady Posts: 7,938 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    My appointment went really  well and the GP has put in an urgent two week referral for me to be seen by the gastro team, they will do examine my throat with a camera and I will possibly have a Barium swallow done as well. She said she thinks it could be a laryngeal pouch which sometimes forms in the throat and things get stuck in there, these can sometimes require surgery but it depends how bad it is, the other is more serious and im not going there so will wait until I have been seen and take it from there. She said the actual wait is more like 6 weeks than 2 because of covid so I told her I was aware because of working at the hospital. She also said not to panic when the letter arrives because it will have Cancer Protocol in the title but she had to be honest and say that that is what they are ruling out. I'm just relieved that someone has taken me seriously at last. My other gp just says oh well you had an endoscopy before and that was normal....yes I did but that was years ago and things change, she had better hope this is nothing serious because I will be having an interesting chat with her otherwise. 
    I've come and sat down now because I don't feel good good. I've taken some painkillers so hopefully they will work soon 
    I don't  have to cook tonight because DD made a curry last night so I'm having some of that 😊
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
  • ladyholly
    ladyholly Posts: 4,025 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Our council tax works out for about the same amount as one week of my state pension which is not quite the full amount as I also have a small NHS pension. 
  • milann
    milann Posts: 11,516 Forumite
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    edited 16 March 2021 at 7:51PM
    I’m pleased that your doctor took you seriously and you are getting checked out. I know they have to tell you every possibility at the doctors but yours seems to have got the balance right by telling you the other things too. I have been fast tracked 3 times for various parts of my body in recent years - thankfully none of the predictions were what they’d said the worse case might be....It’s hard not to think the worse but keep the other options in your mind too.....especially so since you’re in the medical profession 😉
    I hope your painkillers kick in and you manage to settle. Hope the appointment comes sooner than soon to stop you worrying 👍
    January spends - £587.58
  • badmemory
    badmemory Posts: 10,055 Forumite
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    Don't worry too much about your water bill.  Some have gone down.  Mine went down last year but this year only went up by 12p a month.
  • Onebrokelady
    Onebrokelady Posts: 7,938 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    badmemory said:
    Don't worry too much about your water bill.  Some have gone down.  Mine went down last year but this year only went up by 12p a month.
    That would be a nice surprise 😀
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
  • Onebrokelady
    Onebrokelady Posts: 7,938 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    milann said:
    I’m pleased that your doctor took you seriously and you are getting checked out. I know they have to tell you every possibility at the doctors but yours seems to have got the balance right by telling you the other things too. I have been fast tracked 3 times for various parts of my body in recent years - thankfully none of the predictions were what they’d said the worse case might be....It’s hard not to think the worse but keep the other options in your mind too.....especially so since you’re in the medical profession 😉
    I hope your painkillers kick in and you manage to settle. Hope the appointment comes sooner than soon to stop you worrying 👍
    Well I was fast tracked for the X-ray of my lungs and they are ok so I'm keeping that in mind 😊 she said it's a good song that I haven't lost weight or my appetite but it's worrying that I keep getting a hoarse voice, however that can be caused by reflux as well 
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
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