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My journey to a debt free life
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I hope you felt better today and got the things done that you wanted to.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Cherryfudge wrote: »Did you see the article the other day - I think it was on this site in fact - about fostering animals for animal welfare charities? Most of them pay the costs for the animal. I gather fostering can be for various lengths of time. I'm sure they would welcome experienced animal lovers with open arms.
I would definitely be up for this but I worry I would have trouble letting them go for adoption😀Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,8941 -
keep reminding yourself!
Hope you are feeling better today though, and great news about the other sundays you are in work. I spread my council tax out over the full 12 months now because otherwise it would just be so much. I have little ones birthday in March as well and this year she would like a party (we do alternate years for a party).
Have a lovely day x
I used to pay mine over 12 months but can afford to do it over 10 so decided to swap, I'm hoping the regular Sundays will become a regular thing, my DD2s birthday is also in MarchOriginal Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,8941 -
Today has been a day of not doing too much,I didn't get up until 10.30 :eek: all I've managed to do is clean out the chickens and do two loads of washing,I'm sooooo tired for some reason.
I have made the most of sitting on my bum all day by doing lots of sewing while listening to a couple of podcasts so my day hasn't been wasted,Im off to bed in a bit because I'm working tomorrow so have to be up at 5.30 😟Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,8941 -
For years I resisted getting a dog, we had cats but I was adamant a dog would be too much hassle. 8 years ago I gave in and we got our dog. I don't know how I lived without her now, she's kept me going these past few years. We have a cat too, love them both
I would get too attached to a foster pet, although it's a great idea for those who don't want to commit but can let go.
I get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
Sun_Addict wrote: »For years I resisted getting a dog, we had cats but I was adamant a dog would be too much hassle. 8 years ago I gave in and we got our dog. I don't know how I lived without her now, she's kept me going these past few years. We have a cat too, love them both
I would get too attached to a foster pet, although it's a great idea for those who don't want to commit but can let go.
I've had dogs ever since I got my own place to live, as soon as I moved into my first flat I went and got a dog from a rescue,I wasn't ever allowed one when I lived at home,I only got my little dog now because a colleague needed to rehome her urgently, before she came I hadn't had a dog for a few years because I couldn't afford the vet bills but I hated not having a dog in the house, I thin' I would get too attached to a foster dog, there is an organisation called Borrow My Doggy that you can sign up for,they link dog owners with people who can't have a dog but would like to help look after one, so you get to take the dog for walks or have them for the days their owners are at work,it's really popular at the momentOriginal Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,8941 -
I have a cautious relationship with gambling, I like to bet large amounts, of course, but not so much that it could affect me particularly if I lose. It is not necessary to get into debt because of this kind of activity, it is extremely irresponsible.Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,8941
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The lurgy has struck again,DD2 has been ill all day with a tummy bug and I woke up this morning feeling really sick,I didn't have any active symptoms though so made it into work,I felt awful until about 6pm when it went away,I also have a slight sore throat which is annoying the hell out of me, hopefully it will have cleared off by the time I get up tomorrow
DD1 messaged me as well today to say that DGS1 has chicken pox, they were going to come here tomorrow but I didn't think it was fair to drag him out so I'm going there instead, it's funny because when I went last week the baby had two spots on his ankle and DD1 thought it looked like something had rubbed his foot,I said it looked like chicken pox but I don't think he's got it it's just his older brother,I'm going to pop to the shop on my way to get him some treats,he wasn't eating last week so he must have been coming down with it then, poor little sausage😟Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,8941 -
Oops forgot to say it's payday today and as suspected my wages aren't the best due to a lack of unsocial hours in December,they are however enough for what I need to do this month so I don't need to panic,I haven't done my budget for the month yet though because I am too tired to do it after work,I will hopefully do it tomorrow when I get back from visiting the DGCOriginal Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,8941
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Glad your wages are ok. I am not sure how I would feel about wages that change all the time. I struggle with them when they are the same!
I think the gambling post must have been a mistake xSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x0
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