Passport costs increasing

t0rt0ise

RG2015 wrote: »

I registered for GOV.UK Verify a year or two back and since then all my bank applications have all sailed through without any ID verification requests..

No, that's not it. I've got the Gov.UK thing too and opened several accounts last year. Most were fine but one or two had me send in various bits and pieces.

RG2015

t0rt0ise wrote: »

No, that's not it. I've got the Gov.UK thing too and opened several accounts last year. Most were fine but one or two had me send in various bits and pieces.

Is your Gov.UK via Experian?

RG2015

mgdavid wrote: »

Please accept my apologies, I'd overlooked the emoticon and therefore that humour was involved. I must be too used to the tiny minority of idiots posting caustic, negative or just plain argumentative replies !!
:beer:

No problems. Anyway I’m not opposed to a bit of argy bargy now and again. May be something to do with my initials.

:beer:

eskbanker

takman wrote: »

Why would you use a £75.50 passport as ID when you can get a £34 provisional license which will also last 10 year until you have to update the photos for £14. So it's much cheaper.

....but some institutions won't accept a provisional driving licence and insist on a full one in their verification criteria, HSBC for one: https://www.hsbc.co.uk/1/2/contact-and-support/banking-made-easy/help-us-identify-you

Snakey

Thanks - that's useful to know. I don't think I'll accelerate my application, but it will make me definitely apply on line (if I can).

I did look at applying for a provisional driving licence after we were talking about this in the Natwest thread the other day, even though I have no intention of learning to drive, but as far as I could see you needed a valid passport to apply, so I was back where I started. (Perhaps I'm reading it wrongly, to tell the truth I wasn't that interested to start with.)

I do not understand what motivates people to have a public dig at somebody for posting in a way that they, personally, disapprove of or consider sub-optimal. I can understand pointing out a known troll or timewaster for the benefit of others who might not have known, but for something like this, what does it matter? I for one would not have seen this if it was only on the Travel board.

RG2015

It is interesting that one or both of passport and driving licence have become de facto identity card for a nation that passionately eschews the concept of identity cards.

EachPenny

Snakey wrote: »

I do not understand what motivates people to have a public dig at somebody for posting in a way that they, personally, disapprove of or consider sub-optimal. I can understand pointing out a known troll or timewaster for the benefit of others who might not have known, but for something like this, what does it matter? I for one would not have seen this if it was only on the Travel board.

Thanks, appreciated. I don't think it is a big issue, people are all entitled to their own view of what should or shouldn't be on a particular board. If somebody has benefited from a heads up then that's all that really matters.

Aside from the issues with NatWest, my experience in VirginMoney the other day meant renewing my passport was near the top of my jobs to do list.

Despite originally being verified with my then valid passport, and subsequently opening another 13 accounts with them, my application for number 15 resulted in a failed electronic ID check.... my first one ever with any bank. I was presented with a list of documents to choose from, and the only options available to me are to renew my passport, or try to con HMRC into sending me a letter with my NI number on it. I actually had my expired passport with me, the one the CSA originally verified last year, but because the expiry date says 2017 the 'gold standard' official ID document has effectively ceased to exist.

And that's the problem for us savers - if the computer says we need to produce ID there is not much point in trying to argue with it. So it's a case of finding the most cost effective way of getting that ID.

Snakey

RG - I would gladly get an ID card if it would put an end to all of this faffing around! Civil liberties can go hang when there's a £125 switching bonus at stake.

EachPenny wrote: »

I don't think it is a big issue, people are all entitled to their own view of what should or shouldn't be on a particular board.

Sure - and I'm not unaware of the irony in posting to have a dig at somebody for posting to have a dig at somebody... we could run round in a circle until the universe implodes.

RG2015

EachPenny wrote: »

Despite originally being verified with my then valid passport, and subsequently opening another 13 accounts with them, my application for number 15 resulted in a failed electronic ID check.... my first one ever with any bank. I was presented with a list of documents to choose from, and the only options available to me are to renew my passport, or try to con HMRC into sending me a letter with my NI number on it. I

It is quite the worst feeling to actually fail a ID test. My only ever failure was with Equifax. They presented me with three possible lenders with which I had had an account. I didn't recognise any and said so. Well all hell broke loose and the application came to a grinding halt.

I had to send scans of a bank statement and my paper driving licence and voila I was me!

I then renewed my passport and registered for Govt Verify and 15 applications on all is good.

The worst experience was was Ulster Bank last year who kept asking for ID by text and email which I ignored as they had already opened the account!

RG2015

Snakey wrote: »

RG - I would gladly get an ID card if it would put an end to all of this faffing around! Civil liberties can go hang when there's a £125 switching bonus at stake.

Amen to the ID bit although I have a pathological aversion to switching so I will never do it.