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Is this fair - increase car insurance premium
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            OMW !!! Too many posts to start individually commenting ..........
I WITNESSED him reverse into bin !!
DS is full-time student so NO cannot pay up himself .
Car is his way of commuting to his studies !!! - so supported through this by bank of mum and dad . Weekend job pays for fuel, food and clothing.
No rose tinted glasses - 10 months of driving and black box showing mostly silver and gold driving, only the odd bronze. It monitors speed, braking, cornering etc etc. So I do not in any way think I am being naive.
THANKS ALL !!!0 
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