creation card - any good?

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I'm looking at getting a 0% purchase card and upon visiting the creation website and completing the eligibility checker it states I can apply for the 20 month all round card.

Any reviews/feedback? are they ok to deal with etc?

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
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    Nothing particularly bad about them.

    Most, though not all, poor reviews about providers tend to come from user error.
  • pd52
    pd52 Posts: 514 Forumite
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    Just wondering if it 20 months you get or if it’s less based on your rating etc. Just as I used the Barclaycard checker and it said I was pre approved for the platinum card then I got declined upon submitting
  • Candyapple
    Candyapple Posts: 3,384 Forumite
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    I've had their travel card for 4 years now - never had a problem with it. Decent initial credit limit and whenever I've had to call, it's UK call centre and issues have been dealt with swiftly. I had to initiate a chargeback recently with them which I had no problems with and the money was back in my account within the week.
    I'm a Board Guide on the Credit Cards, Loans, Credit Files & Ratings boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of moneysavingexpert.com
  • DCFC79
    DCFC79 Posts: 40,598 Forumite
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    pd52 wrote: »
    Just wondering if it 20 months you get or if it’s less based on your rating etc. Just as I used the Barclaycard checker and it said I was pre approved for the platinum card then I got declined upon submitting

    Based on what rating, your credit rating ?

    It cant since lenders, credit card companies dont even see it.

    Nothing wrong with Creation as a card company.
  • A4445
    A4445 Posts: 1,103 Forumite
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    I've got a few of their cards. Decent limits and increases, not had an issue with them.
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