📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

creation card - any good?

I'm looking at getting a 0% purchase card and upon visiting the creation website and completing the eligibility checker it states I can apply for the 20 month all round card.

Any reviews/feedback? are they ok to deal with etc?

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Nothing particularly bad about them.

    Most, though not all, poor reviews about providers tend to come from user error.
  • pd52
    pd52 Posts: 514 Forumite
    Just wondering if it 20 months you get or if it’s less based on your rating etc. Just as I used the Barclaycard checker and it said I was pre approved for the platinum card then I got declined upon submitting
  • Candyapple
    Candyapple Posts: 3,384 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I've had their travel card for 4 years now - never had a problem with it. Decent initial credit limit and whenever I've had to call, it's UK call centre and issues have been dealt with swiftly. I had to initiate a chargeback recently with them which I had no problems with and the money was back in my account within the week.
    I'm a Board Guide on the Credit Cards, Loans, Credit Files & Ratings boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of moneysavingexpert.com
  • DCFC79
    DCFC79 Posts: 40,628 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    pd52 wrote: »
    Just wondering if it 20 months you get or if it’s less based on your rating etc. Just as I used the Barclaycard checker and it said I was pre approved for the platinum card then I got declined upon submitting

    Based on what rating, your credit rating ?

    It cant since lenders, credit card companies dont even see it.

    Nothing wrong with Creation as a card company.
  • A4445
    A4445 Posts: 1,103 Forumite
    I've got a few of their cards. Decent limits and increases, not had an issue with them.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.5K Banking & Borrowing
  • 252.9K Reduce Debt & Boost Income
  • 453.3K Spending & Discounts
  • 243.5K Work, Benefits & Business
  • 598.2K Mortgages, Homes & Bills
  • 176.7K Life & Family
  • 256.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.