We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Regular Saver Thread **New and Restarted**

Options
19091939596352

Comments

  • schiff
    schiff Posts: 20,256 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Just read this thread on my email daily updates and I am frustrated that I have no clue as to whose RS is being discussed. Had to go to the website to scroll back to find out. I can see now that schiff put hsbc RS in a title but that didn’t show up in subsequent posts. I wish all comments would say which bank they are talking about. I am not naming one here because it applies to all RS.

    I'm afraid this is an ongoing problem. Most discussions are fairly brief and the posts are gathered together so it's easy to infer which one is being talked about, even if its name is not quoted in the message. The problem arises if someone starts to talk about a RS that hasn't been talked about recently. Though usually its name is mentioned.

    You just have to hope that people realise the problem when they post
    but nothing in life is perfect. Anyway, now that you're newly retired I assume that you will have the time to delve :)
  • greenglide
    greenglide Posts: 3,301 Forumite
    Part of the Furniture Combo Breaker Hung up my suit!
    now that you're newly retired
    Newly retired joined MSE in 2007 so, I assume, is not really "Newly retired" any more!
  • schiff
    schiff Posts: 20,256 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    greenglide wrote: »
    Newly retired joined MSE in 2007 so, I assume, is not really "Newly retired" any more!

    In my experience when you're newly retired you suddenly have more time. As time moves on and you lose the capacity to do 'other things' like running marathons, your spare time increases exponentially until, if you're not careful, you can spend time bored stiff!

    PS: someone is going to tell me off shortly
  • soulsaver
    soulsaver Posts: 6,604 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    For info of SS2 and anyone else who may be interested.....
    TSB online system does not currently permit online applications for the monthly saver. So can only be opened in branch at the moment.
    Web page says they will give us a date when they expect to be opening their new platform for online applications, and just says 'coming soon' for all savings products. (Given their present difficulties, I wonder if 'soon' is an appropriate word.)
    It may be apprpriate for SS2 to check and modify post 5 upon return from hols.

    Ted
    You can open a new monthly saver by phone; I did.
  • typistretired
    typistretired Posts: 2,099 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    soulsaver wrote: »
    You can open a new monthly saver by phone; I did.

    You were lucky! I just phoned them and they said that I would have to go into a branch at the moment but the web site should be up and running within a week or so for new applications. To keep checking online was their advice.
    "Look after your pennies and your pounds will look after themselves"
  • Virgin eRS Issue 12 is out today. Looks like same deal, matures 20th August 2019.
  • surreysaver
    surreysaver Posts: 4,796 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 19 July 2018 at 4:00PM
    Virgin eRS Issue 12 is out today. Looks like same deal, matures 20th August 2019.

    I was just about to post the same thing. Booting up the computer now!
    I consider myself to be a male feminist. Is that allowed?
  • Sea_Shell
    Sea_Shell Posts: 10,006 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    I looked first thing this morning and it wasn't there!!! A-ha, so now it is. Happy Days!!
    How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)
  • System
    System Posts: 178,340 Community Admin
    10,000 Posts Photogenic Name Dropper
    Virgin eRS Issue 12 is out today. Looks like same deal, matures 20th August 2019.


    Heya, anyone who has previous issues of these, also getting issue 12, if so , what will be your purpose for both?


    I have Issue 10 and considering whether to open this one too
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Sea_Shell
    Sea_Shell Posts: 10,006 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    Sweetcake wrote: »
    Heya, anyone who has previous issues of these, also getting issue 12, if so , what will be your purpose for both?


    I have Issue 10 and considering whether to open this one too

    We've all the available issues at the moment, on a rolling 12 month basis, so we have them maturing every 2 months. This then re-stocks other accounts and makes pension contributions. It's all about maximising interest on our cash, which will gradually run down, as we enter our "draw-down" phase.
    How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.8K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.8K Work, Benefits & Business
  • 598.7K Mortgages, Homes & Bills
  • 176.8K Life & Family
  • 257.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.