Regular Saver Thread **New and Restarted**

quirkydeptless

I'm a new customer with Coventry Building society, and when I logged in to check the balance on my regular saver, I got the following message...

surreysaver

arwain wrote: »

If you have kids or grand children there are several instant access accounts paying 2% available. The child can only earn £100 in interest tax free though. After that any interest is added to your interest as regards taxation.

I do consider taking advantage of my children in such a way to be taking the micky. I felt bad enough opening the Learner Earner last month, but as I went to Newport to open Monmouthshire's Regular Savers I couldn't resist popping in the Principality opposite!

Mee

The thing that irks me with Virgin is you don't even get any information about payment being received or anything...you quite literally have to do everything with the account in store

Originally posted by Poor Leno

Yes, confirmation of payment received would be good.
I just check the first payment is received and update my passbooks mostly when they launch a new issue.
Personally, I've enjoyed visiting the branch and getting to know the staff, and the sweets

MDMD

quirkydeptless wrote: »

Whilst I was sipping tea in a Virgin cubicle opening another Regular Saver, I was told by the chap doing the paperwork that Virgin were still stuck on the system they inherited from Northern Rock and that they were looking forward to moving onto a more modern system after the merger :beer:

So I expect the Virgin anachronisms will not survive for long.

I wonder what I can do with all those empty passbook pages :think:

Let’s hope the Regular Savers themselves survive!

vermania

MDMD wrote: »

Let’s hope the Regular Savers themselves survive!

Yes, they have been consistently offering regular RSs with more generous rates for some time. The merger, and HSBC rate drops might cause a rethink. Make hay while the sun shines everyone! :money:

xylophone

Let’s hope the Regular Savers themselves survive!

When I was in the branch the day before Issue 19 came out and was told that the first appointment available was in a fortnight's time (and would have been a month if I'd wanted a Saturday), I mentioned the possibility of making a complaint to Virgin about what seems a ridiculous situation.

The assistant simply said that they were the only institution allowing you to run several issues at the same time (and at 3% too) - implication, count yourself lucky- and that any complaint might hasten the demise of the product.....:eek:

veryintrigued

xylophone wrote: »

The assistant simply said that they were the only institution allowing you to run several issues at the same time (and at 3% too) - implication, count yourself lucky- and that any complaint might hasten the demise of the product.....:eek:

Six institutions on my radar where I have multiple RS are running.

Albeit not quite at 3%, not all available right now, some members only and some branch only.

quirkydeptless

veryintrigued wrote: »

Six institutions on my radar where I have multiple RS are running.

Albeit not quite at 3%, not all available right now, some members only and some branch only.

I have 2 RS with Lloyds. What are the others?

schiff

I have 4 with Nottingham BS, two with Monmouthshire BS, two with Chorley BS - in my name, for the avoidance of doubt.

pafpcg

quirkydeptless wrote: »

I have 2 RS with Lloyds. What are the others?

HBOS
Yorkshire BS
Principality BS
Monmouthshire BS
Virgin Money