Regular Saver Thread **New and Restarted**

polymaff

bristolleedsfan wrote: »

I have always funded both Halifax and BOS regular savers by Internal transfer from Halifax regular saver

Sure about that?

Nasqueron

JamesRobinson48 wrote: »

Santander has just withdrawn its 3.00% RSA. The replacement 8th issue pays only 2.50% on max £200 per month.

Seems a good time to switch banks and get a bonus now then, think mine is ending in a few months, shame really as with Leeds going I'll only have the Virgin one left paying anything sensible!

xylophone

Santander has just withdrawn its 3.00% RSA. The replacement 8th issue pays only 2.50% on max £200 per month.

Amazon voucher scheme proved too expensive?:eek:

adindas

bristolleedsfan wrote: »

I have always funded both Halifax and BOS regular savers by Internal transfer from Halifax Current Account, option is there to be able to do it, whereas with TSB and probably other Banks isnt possible to fund this way.

How did you do that ?
Did you do that from your BOS IB or Halifax IB ?

I just tried it with my BOS IB a few minutes go.
I pressed the button "Make a quick transfer"

And the option
"Transfer money between your Bank of Scotland accounts"

in the drop down menu "From"
"Monthly Saver" BOS
"Regular Saver" Halifax
Are not there

Similar to option "To"
"Monthly Saver" BOS
"Regular Saver" Halifax

I wonder how did you do the internal transfer if that account are not shown in the drop down menu ?

Are you referring to faster payment or Internal Transfer ??

bristolleedsfan

adindas wrote: »

Similar to option "To"
"Monthly Saver" BOS
"Regular Saver" Halifax

I wonder how did you do the internal transfer if that account are not shown in the drop down menu ?

?

Have you tried clicking "show all your accounts"?

I only have Halifax C/A now - Internal transfer

adindas

bristolleedsfan wrote: »

Have you tried clicking "show all your accounts"?

I only have Halifax C/A now - Internal transfer

I have both BOS and Halifax accounts, a few of them. Most of the time I only need to open the BOS IB to access both of them.

I just tried it again a few minutes ago with my BOSS IB:
the option "show all your accounts" are not there. It is probably because they have shown all accounts where they will allow you to do an internal payment.

With exception of RSAs all of the accounts, current and saving accounts that I have with them are shown in the drop down menu. These include other saving accounts "access Saver", "Everyday saver".

To be able to do internal payment to RSAs is actually a very good feature to make the "first payment" on the day you open the account.

But I give up by now until other people could confirm that it could be done with internal payment.

YorkshireBoy

adindas wrote: »

I have both BOS and Halifax accounts, a few of them. Most of the time I only need to open the BOS IB to access both of them.

I just tried it again a few minutes ago with my BOSS IB:
the option "show all your accounts" are not there. It is probably because they have shown all accounts where they will allow you to do an internal payment.

With exception of RSAs all of the accounts, current and saving accounts that I have with them are shown in the drop down menu. These include other saving accounts "access Saver", "Everyday saver".

To be able to do internal payment to RSAs is actually a very good feature to make the "first payment" on the day you open the account.

But I give up by now until other people could confirm that it could be done with internal payment.

I've always initially funded my Halifax, BoS and Lloyds regular savers by internal transfer, as I was invited to do so at the end of the application. And they've always paid interest as they should.

I've always run with SOs after the initial funding by internal transfer.

But, intrigued why BLF has access to operations you don't have access to, I've just visited all my LBG online banking areas and can confirm:

Whilst logged into Halifax, I have the option available to make a transfer from any of my Halifax or BoS current accounts to either of my BoS or Halifax regular savers.

Whilst logged into BoS, ditto the above.

Whilst logged into Lloyds I have the option available to make a transfer from my Club Lloyds current account to both of my regular savers (ordinary and Club).

I wonder if you're somehow going about it the wrong way.

vermania

I had the 3% Halifax regular saver until the end of May this year. For numerous reasons I set up a monthly standing order for less than the £250 from a Lloyds current account.

I also topped up the account to make an overall £250 worth of deposits per month with a faster payment transfer from that Lloyds current account. I did this most months, more often than not in the end. I received interest, at the expected rate, at the maturity in May when the "auto-transfer" also occurred.

So not to dispute what several have pointed out, they didn't seem to be rigorously enforcing a standing order-only rule. I had no problems making additional ad-hoc payments up to the monthly maximum deposit value.

YorkshireBoy

adindas wrote: »

I do not use use the "payment and transfer button" as I understand this button is used for FPO.

Be adventurous and try it.

EDIT: I see from your edit you now have.

Neil_Jones

JamesRobinson48 wrote: »

Santander has just withdrawn its 3.00% RSA. The replacement 8th issue pays only 2.50% on max £200 per month.

Damn. My 5% RS matures on Monday
Oh well.