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Earthgirl's Final Battle
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Yes, I understand what you mean about wanting to save up for travelling and OH's business not doing so well. I think you're probably happier too when you have a big goal to focus on so ignore me telling you to relax a bit!
Out of interest, what platform is everyone moving their S&S ISA to? Mine is still with CSD and I know they've put their fees up recently haven't they. For some reason moving a S&S ISA feels really daunting to meUpdating soon...0 -
Courgette - Vanguard now do a S&S ISA for the less than ridiculously wealthy - vanguardinvestor.co.uk. Fees are 0.15% (CSD have just put theirs up to 0.35%). The transfer was ever so simple and if you have funds in Vanguard through CSD they just transfer them over, they don't even have to withdraw and invest. It honestly took 5 mins (need your NI no. and CSD account no., that was pretty much it!). And the platform is so clear and easy to understand (or I think so), in comparison to CSD.
I didn't realise basil would still be okay to plant Earthie - will put some more of that in! (We have a tub of freeze dried coriander bought about 5 years ago from Aldi - I'm not sure we'll ever get through it, despite using it quite a bit!)
Glad the healthy eating is working for you all.Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway0 -
Another wobble for ds2 at football training, he got upset. I don't need to take him as often as I do as he does get really tired. I'm not having him as tired and fed up as he was last season.
We do this with dd - we work out which activities are 'non-negociable' and all the others can be missed. A tired child is not a happy one - and it really does affect everyone else too!NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!0 -
Thanks Vix!Updating soon...0
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I'm growing basil inside though -in the conservatory.
My father in law sadly passed away yesterday morning. We are all very sad, it was very peaceful which is giving some comfort.
I wasn't sure about getting paid leave - I think it's unpaid - so I have just powered through yesterday and today at work. I have a big gap now so I'm going to try and get lots of niggly tasks done.
Yesterday I was in total shock mode but my daily block schedule got me through and I didn't forgot anything. Its been so helpful and comforting to know what I need to /should be doing at any point in the day for when I was running without any functioning brain cells!15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j
Progress not Perfection0 -
Oh earthie, so sorry to hear about your fil. Lots of hugs to you all xNST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!0
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Sorry to hear your news.
Take care of you.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Sorry to hear your sad news, sending hugs x2022 Target - Reduce new mortgage balance after house move - Part 1 (Ported) Starting balance £39,982.12 currently £37,242.19 Part 2 Starting Balance £101,997.88 currently £96,197.38 (as at 19/04/2022)0
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So sorry to hear that. Thinking of you xMortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway0 -
I'm so sorry to hear your sad news. Sending hugs to you and your family xSave £10,500 - £2673.77 - 25.5%
Pay off £7000 - £1743 - 19.4%
Make £2021 extra income - £99.750
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