Money Left In Will

gardner1

purplegrapes wrote: »

I've been to see a friend's solicitor today who passed away in December. I was rather shocked to find this person has left me £15,000 in their will, along with the wise words use it well.

I know exactly what part of the money will fund and that is private surgery that the NHS has refused to do for the past six years.

This will cost me approx. £10,000 dependent on which hospital or surgeon I use.

I am claiming ESA and in the support group, so guess I need to declare this money, the same with housing benefits and council tax support.

Will spending a lump sum on private surgery be seen as deprivation of capital though? The surgery can change my life and should in time mean I can cease claiming sickness benefit and return to work!

Dont tell them

Alice_Holt

gardner1 wrote: »

Dont tell them

Is there an online equivalent of a charge of being an accessory to fraud / aiding and abetting?

"A person charged with aiding and abetting or accessory is usually not present when the crime itself is committed, but he or she has knowledge of the crime before or after the fact, and may assist in its commission through advice, actions......".

konark

Have you already got the money?

If not book the surgery and pay on credit card/overdraft or even friend (have it notarised) . When you get the money pay off your credit card/ bank/friend, which as an immediately payable debt isn't D of C.

marliepanda

konark wrote: »

Have you already got the money?

If not book the surgery and pay on credit card/overdraft or even friend (have it notarised) . When you get the money pay off your credit card/ bank/friend, which as an immediately payable debt isn't D of C.

This doesn't even make sense.

1. A credit card isn't immediately payable, assuming they can get a 10k limit card... no.

2. You really think the DWP wouldn't see through your ridiculous 'friend' rouse? You also think the OP can get a 10k overdraft or CC?

3. Also its fairly clear if you had read the OP that the OP has the money or the money is assigned to the OP.

If you're going to tell people how to commit fraud at least get your facts correct and read the information presented to you, or just, don't.

Robin9

You haven't got this money yet ! It may be many months before the estate can pay it out to you - 12 months is not unusual and can be longer if their is a property involved.

The sum is not guaranteed.

FBaby

The NHS will not fund it as I don't meet their criteria, my HbA1c is too high (diabetes bloods) and I won't return to use insulin to lower it as it makes me gain more weight, massive amounts of insulin will do this

As already questioned, if this is really the reason why it was refused, then going privately will make no difference. It's a clinical decision, probably because it puts you at further risk. It might be that before you can access it, you would need to go through a 6 months + program to try to lose weight yourself and you don't want to do that.

In the end though, whether you save the NHS the money or the dpw, it doesn't make much difference.

Ames

marliepanda wrote: »

This doesn't even make sense.

1. A credit card isn't immediately payable, assuming they can get a 10k limit card... no.

2. You really think the DWP wouldn't see through your ridiculous 'friend' rouse? You also think the OP can get a 10k overdraft or CC?

3. Also its fairly clear if you had read the OP that the OP has the money or the money is assigned to the OP.

If you're going to tell people how to commit fraud at least get your facts correct and read the information presented to you, or just, don't.

1. A credit card is immediately payable, at least as far as DWP rules go. Paying off a credit card or overdraft isn't usually deprivation as the lender can demand the money at any time. It's not like a loan where there is a regular payment schedule.

2. I'm not sure what ruse you mean - the poster was suggesting getting a loan from a friend with a proper agreement drawn up. Presumably as they'd be unlikely to qualify for a bank loan.

3. The OP doesn't have the money yet. It's been left in a will. Who knows how long it'll be before they get it.

Getting into debt before getting the inheritance wouldn't be fraud. It might be deprivation, subject to everything else discussed in this thread.

The previous advice - to get permission from a DM before the inheritance arrives - stands.

marliepanda

Deliberately getting into debt simply to avoid the necessity of declaring it to the DWP is absolutely fraud. They know they’re getting money, hopefully enough for what they want. They don’t need to lend or put it on credit.

TELLIT01

FBaby wrote: »

As already questioned, if this is really the reason why it was refused, then going privately will make no difference. It's a clinical decision, probably because it puts you at further risk. It might be that before you can access it, you would need to go through a 6 months + program to try to lose weight yourself and you don't want to do that.

In the end though, whether you save the NHS the money or the dpw, it doesn't make much difference.

Not necessarily true. Some surgery on the NHS is limited by age, BMI or other factors. Tell your GP that you are able to pay for the treatment privately and often those restrictions magically disappear.

Ames

marliepanda wrote: »

Deliberately getting into debt simply to avoid the necessity of declaring it to the DWP is absolutely fraud. They know they’re getting money, hopefully enough for what they want. They don’t need to lend or put it on credit.

Getting into debt wouldn't stop the need for it to be declared to the DWP. Whatever happens, the inheritance will hit the OPs bank account and need to be declared. Whether the OP then spends it on surgery, or whether they pay for the surgery before by getting into debt and then repay that debt from the inheritance, the situation is the same. It's not fraud, it's all under deprivation of capital rules.

Fraud would be getting the money and not declaring it.