Top Bank Accounts Discussion Area

YorkshireBoy

afzaal1988 wrote: »

Nationwide for £10 would provide:
*UK & European Breakdown and Recovery Assistance including homestart.
* £100 fee-free overdraft
*Worldwide family mobile phone insurance (iphone excess £100,anyother £50)
*Worldwide family travel insurance
*Extended 12 months warranty on appliances
*3% AER in-credit interest (balances upto £2500)
*Commission-free cash withdrawals abroad(No Fees)
*Identity theft and emergency card assistance

And a FlexDirect (or two) running alongside the FlexPlus could secure a 12 month 0% overdraft (or two)...long enough to allow you to get your finances in order so you don't need to use an overdraft facility each and every month?

Steven.Morris7

Thanks Guys.

I continued searching last night and found the below deal with Halifax:

• Worldwide multi-trip family travel insurance
• Mobile phone insurance (iPhone - £50 quid excess if damaged and £100 if lost)
• AA Breakdown Cover including Home Start
• Home emergency cover
• Card Cancellation
• Also earn £125 when you switch to us
• Fee free £300 overdraft

This would be £10.00 per month.

Resulting in a saving of £7.00 per month and that with the £125 would total £209 better off in year one.

bigadaj

Steven.Morris7 wrote: »

Thanks Guys.

I continued searching last night and found the below deal with Halifax:

• Worldwide multi-trip family travel insurance
• Mobile phone insurance (iPhone - £50 quid excess if damaged and £100 if lost)
• AA Breakdown Cover including Home Start
• Home emergency cover
• Card Cancellation
• Also earn £125 when you switch to us
• Fee free £300 overdraft

This would be £10.00 per month.

Resulting in a saving of £7.00 per month and that with the £125 would total £209 better off in year one.

Nationwides refer a friend would net you £100 for the referrer and the referee. Some people have successfully combined this with topcashback.

Steven.Morris7

Is nationwide better than Halifax?

afzaal1988

Steven.Morris7 wrote: »

Is nationwide better than Halifax?

Yes, because they are £5 cheaper and there cover is more comprehensive i.e with halifax it Doesn't include AA Relay, which would recover you to any single UK destination of your choice.
So basically if you breakdown 200 miles away from home than they will not take you and your vehicle to your home or other destination other than local garage(if they are closed than you are in deep trouble).

Liquorice13

bigadaj wrote: »

Nationwides refer a friend would net you £100 for the referrer and the referee. Some people have successfully combined this with topcashback.

How is that done please?

ceredigion

Liquorice13 wrote: »

How is that done please?

Google is a wonderful thing
http://www.nationwide.co.uk/products/current-accounts/landing-page/recommend-a-friend

Liquorice13

ceredigion wrote: »

Google is a wonderful thing
http://www.nationwide.co.uk/products/current-accounts/landing-page/recommend-a-friend

Apologies, I should have made it clearer, I know how to do the referral part but I didn't know how you could combine it with Topcashbac for extra money!

bigadaj

Liquorice13 wrote: »

Apologies, I should have made it clearer, I know how to do the referral part but I didn't know how you could combine it with Topcashbac for extra money!

Get the referral first and then apply for the account through topcashback. Some times it works and sometimes it doesn't, worked for me, waiting to see if it works for my missus currently.

whoz

HI all


As I'm sure you all know, the Banks are offering cash incentives to switch to them which I am gratefully accepting as I move from one bank to another..


My question is, does anyone know how much (if any) this affects my credit score?


I had a quick look at Noodle and that has given me a reasonable score but I don't have a point of reference to see if it was better before I started switching..?


Any ideas?


Thank you!