📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

NatWest £125 switch incentive

18485878990217

Comments

  • Lilith1980
    Lilith1980 Posts: 2,100 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    EachPenny wrote: »
    No, sometimes he says "Email, complain and and ask for compensation." ;)

    Variations on a theme then! How creative :rotfl:
  • MABLE
    MABLE Posts: 4,236 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    So far everything going well. I remember when I had my first bank account with Natwest in 1970. If you wanted a statement they typed it up in branch while you waited. Also it was known as National Provisional Bank then.
  • RG2015
    RG2015 Posts: 6,061 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 31 January 2018 at 1:13PM
    MABLE wrote: »
    So far everything going well. I remember when I had my first bank account with Natwest in 1970. If you wanted a statement they typed it up in branch while you waited. Also it was known as National Provisional Bank then.
    1970 was just about the time the National Provincial Bank and the Westminster bank merged to form the National Westminster bank.
  • pmatt_2
    pmatt_2 Posts: 54 Forumite
    Forgive me if this has already been discussed, but I don't have time to read 44 pages . . .

    Is it me, or is the NatWest process insanely complicated?

    I still can't register for online banking or for the app because you need all kinds of information that they send out in dribs and drabs. No other bank makes it this difficult. You need your customer number, your activation code, your sort code, your account number . . . and these all arrive separately and not even at the same time.

    Yet when I applied for the account it said, "you'll be up and running within a day". Ha! Hardly.

    I got my debit card today, but it only has the sort code on it and not the account number — so I still don't even know that basic detail. And I've finally got my customer number but I'm still waiting for the activation code.
  • harz99
    harz99 Posts: 3,743 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
    MABLE wrote: »
    So far everything going well. I remember when I had my first bank account with Natwest in 1970. If you wanted a statement they typed it up in branch while you waited. Also it was known as National Provisional Bank then.


    Not wishing to nit pick, however I think it was National Provincial Bank?
  • harz99
    harz99 Posts: 3,743 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
    pmatt wrote: »
    Forgive me if this has already been discussed, but I don't have time to read 44 pages . . .

    Is it me, or is the NatWest process insanely complicated?

    I still can't register for online banking or for the app because you need all kinds of information that they send out in dribs and drabs. No other bank makes it this difficult. You need your customer number, your activation code, your sort code, your account number . . . and these all arrive separately and not even at the same time.

    Yet when I applied for the account it said, "you'll be up and running within a day". Ha! Hardly.

    I got my debit card today, but it only has the sort code on it and not the account number — so I still don't even know that basic detail. And I've finally got my customer number but I'm still waiting for the activation code.


    Nothing new, either find the time to read back on the thread and laugh/cry, or sit back patiently for the cogs to grind slowly on...
  • RG2015
    RG2015 Posts: 6,061 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 31 January 2018 at 6:30PM
    NatWest are giving away £125 for nothing and the forum gets 44 pages of people complaining that they have to comply with the bank's account opening security processes.
  • pmatt_2
    pmatt_2 Posts: 54 Forumite
    harz99 wrote: »
    Nothing new, either find the time to read back on the thread and laugh/cry, or sit back patiently for the cogs to grind slowly on...

    I guess there's no rush. I'm not going to use the account, and they don't pay out till April.

    It's interesting how much the banks differ in their procedures and processes. Having become a bank tart in the last year, I've opened quite a few accounts. My favourite is TSB, which I've kept.
  • pmatt_2
    pmatt_2 Posts: 54 Forumite
    RG2015 wrote: »
    NatWest are giving away £125 for nothing and the forum gets 44 pages of people complaining that they have to comply with the bank’s account opening security procsses

    I'm not complaining exactly. But the NatWest process does seem ridiculously overcomplicated — certainly compared with other banks that I've opened accounts with.

    True, I'm a bank tart, but I'm willing to offer loyalty to a well-organised, customer-focussed bank. I wouldn't want to switch my TSB account because the offering is a good one (decent interest) and the process was simple and worked without a hitch. And the app works well. And they didn't even need to pay me to sign up.
  • kaych
    kaych Posts: 376 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Does anyone know if the account needs to 'by 16 February', does it include the 16th? We are buying at the moment and don't want to open the account in case it affects our mortgage. It is possible that we will complete on the 16th Feb and just want to check if we will still be eligible for the switch offer if we apply on the 16th Feb?
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.