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NatWest £125 switch incentive

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Comments

  • soulsaver
    soulsaver Posts: 6,641 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Cotta wrote: »
    Is this switch offer still available?

    Possibly... :rotfl:
  • Ashen
    Ashen Posts: 593 Forumite
    Part of the Furniture 500 Posts Name Dropper
    edited 28 March 2018 at 1:45PM
    I know these posts about the wording do seem pointless, although it was in response initially to someone who asked about eligibility in this situation.
    Cotta wrote: »
    Is this switch offer still available?
    Unfortunately not.
  • There is no argument on how this offer was worded, it was totally clear.

    You either had to open a new account before the 16th Feb because you weren't a existing customer or wanted a new one, or if you already had an account then you could use this account to get the offer. Then every customer (new or old) had to switch an account into it, deposit £1500 and log in by the 16th March.

    The reason they used both new and existing customers is because most banks won't let existing customers get the incentive:
    Halifax actually allows the incentive for switching into a existing account as well as new customers
    HSBC new customers only
    1st Direct new customers only
    M&S new customers only
  • Ashen
    Ashen Posts: 593 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Both new and existing customers fit the criteria set out in (b).
  • to add my two penn'orth. I think there would be no ambiguity in the t & c to someone reading them before the 16th Feb, but agree there is ambiguity to someone reading them after the 16th Feb. So the question is - were the t &c and offer advertised by Natwest (not just on MSE) after the 16th Feb? I would suspect not...
  • ValiantSon
    ValiantSon Posts: 2,586 Forumite
    Ashen wrote: »
    There isn't anything particularly hard about the sole (b) criteria of 'having a NatWest account'. I think your understanding of what NatWest clearly intended to do is clouding your judgement of what the terms should be saying, but in reality actually don't. I'm not alone in that reading of them.

    All you need to do to prove me wrong is post the wording from section (b) that disallows those that opened an account from 17 February to 16 March from matching it.

    No, you are trying to read into the terms. The terms are clear, but you are looking for a loophole. The requirement in subsection (a) precludes what you suggest about subsection (b).
  • ValiantSon
    ValiantSon Posts: 2,586 Forumite
    Ashen wrote: »
    Both new and existing customers fit the criteria set out in (b).

    No they don't. Without wishing to be rude, I hope that your job does not involve you in dealing with legal contracts, or your employer could find themselves in a tricky situation at some point.
  • Ashen
    Ashen Posts: 593 Forumite
    Part of the Furniture 500 Posts Name Dropper
    ValiantSon wrote: »
    No they don't. Without wishing to be rude, I hope that your job does not involve you in dealing with legal contracts, or your employer could find themselves in a tricky situation at some point.
    With respect, given the below sentence indicates you don't appear to know what the word "or" means in the concept of ’(a) or (b)’, I hope you aren't involved in legal contracts either.
    ValiantSon wrote: »
    The requirement in subsection (a) precludes what you suggest about subsection (b).
  • ValiantSon
    ValiantSon Posts: 2,586 Forumite
    Ashen wrote: »
    With respect, given the below sentence indicates you don't appear to know what the word "or" means in the concept of ’(a) or (b)’, I hope you aren't involved in legal contracts either.

    With respect, you don't know what you are talking about. You are just wrong about all of this. I know exactly what, "or" means, but you appear not to.
  • Herbalus
    Herbalus Posts: 2,634 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    This is a pointless argument. Can I join in?

    P.S. I'm with ValiantSon.

    Terms say you need to open account by 16 Feb or you have an existing one. To those who think there's no date requirement, what is your opinion on Natwest prescribing part A if they do not wish to determine that non-account holders must open accounts by 16 Feb to be eligible for the offer?
This discussion has been closed.
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