Travelling On

beanielou

Good news on the PB's 

Karmacat

Yep, I was pleased with that  

Been and gone to the vaccination, got *very* wet on the way, and awfully cold once I was back here - another profligate day on the central heating, I'm afraid, but a necessary one this time.  I'm not bothering with any jobs where I have to move around, possibly even ignoring the dishwasher, though I might finish stacking it.  

"My" 13 month old Tiny Human has learned to clap 👏🏻 its really something when you see them learn new skills  

Karmacat

French income declaration: I had to find a new way of getting the right currency rate conversion: I used to use Yahoo, which has a historic rate thing that suited me well.  Can't access it any more without giving them my (symbolic) firstborn, so abandoned that - I can get the rate from Google Finance, I've already sold them my soul.  So the sterling figure is worked out - I faffed about using this year's final figure with the appropriate currency conversion and last year's currency conversion.  I **think** I made an extra profit of 20% or so via currency.  Of course, there were many years when I lost even more than that, when I had to send money over to France to pay the mortgage, so its swings and roundabouts.

Also on the tax, I've listed which accounts are interest bearing - two may have already been closed, which would help, but I'll have to check.

Otherwise today: oh dear!  Carrying on with the jobs I've chosen: copying, shredding.  I'd like to have access to my house before Christmas Day 🤣🌲

Cheery_Daff

Ha, having access to your house before Christmas sounds like an excellent goal! 😂

Karmacat

Yep, its one I'm in favour of simple things like putting the sewing machine on the back of my desk, instead of the middle of the office floor, that works   

Another reason to reclaim the house double quick: I have a week of catsitting for my niece, in January, in my own house 😁😺🌈🍾🌞 she and my sister are off to the Canaries and Morrocco on a very, very cheap cruise, yay.  And I get ten days of cat 😺 

Plus, a modern road/mountain bike is coming my way some time in the New Year - its not folding, but since its free, that's really okay and if I hoof it up onto one wheel in the porch, there's a hook I can link it to for ease of storage.  Still not possible to go out of the town very much, the "rural" roads round here are narrow, fast and busy, but it still opens up a lot more for me than I have now.

Today: cleaning shopping, doing shredding, collecting John Lewis order (all Christmas related) from Waitrose.

earthgirl2

Oh biking sounds great! It's really good exercise I hope you love it! Hope you feel ok after vaccination?

Karmacat

Thanks earthie!  Yep, when the bike turns up its going to be really good!  

The vaccination ... meh ... a bit light-headed yesterday, but okay now, thank you.  No trouble collecting my John Lewis stuff, and I also recycled most of whats left of the frozen veg bags, bless their little cotton socks 👏🏻  I also drained out the recycling bin (cleaning will have to wait till after Christmas, I think, disgustingly) and put it all there.

Karmacat

I ended up looking at finances last night: much better than I thought they'd be, although now that inflation has taken off, most of the rates are derisory, really awful - 0.61%, 1%, 1.85%.  😣😥😲😡  Nearly all fixed, and some finish in February, so at least thats not long.  But the finances themselves are heading in the right direction.  ISA research doesn't help my tax return, of course  

So today, I've run the washing machine, put the dishwasher on, marvelled at the way my duvet slips to one side overnight even though I thought I'd slept fairly motionlessly 🤣 so now its a choice of:
- Spaceflight group, Our Glorious Leader has started a youtube channel 🤣 I want to look at a few videos.
- couple of emails if I can manage it.
- shredding
- tax declaration.
- see below 🎄

The most important thing: Christmas cards!  A few Whatsapp messages will be necessary, and some have dropped off the list - death or misadventure, sadly - but that still leaves plenty of cousins 😍 and more bereaved elderly rellies too, poor things.  

Karmacat

Argh.  Woe Is Me.  Verily, woe!

Virgin Money And The Tale Of The Disappearing Deposits.  It's my tax return ... I thought the Virgin accounts I briefly opened might still have been open at the start of last tax year, and they were, I have statements dated July 2021, which is later than I thought.  I thought I closed them, and there's the odd email from Virgin about that, in March 2021.  But there's no money from them, sob ... just £3,600 going *to* them, from my current account.  Surely they wouldn't refund me to another account?  Are the accounts hidden away on a dormant list?  Did I really just mislay this sort of money?  My account details are there, but no accounts and no money.  I'll get thrown out of the club!

Anyway, I couldn't face a conversation at this time of night, so I secure messaged them.  At which point, the website locked me out because I'd been on one page too long 🙄  So I wrote it all out again in a draft email, logged in again, and cut and pasted it, explaining the what and the why.  This might be as bad as the Sainsbury mastercard fiasco.

Every year I swear I'll do my tax return soon after the end of the year.  And I *am* better this year, but still ... we'll see.

SuperSecretSquirrel

I hope it's easily tracked down KC. It can't just disappear, so it will be found, just a question of how much effort will be involved in finding it. If you can tell them when the 3600 went in, and where it came from, I'm sure they'll be able to tell you when it left, and where it went.