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  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Thanks madvix!
    earthgirl wrote: »
    Happy Christmas!

    Geanology group might grow on you? Its good that it's local.
    Yep, the local bit is crucial, I need local contacts badly. And like the healthy walks thing, I hope it *will* grow on me, you're right.
    rtandon27 wrote: »
    Ooooo - Amazon vouchers - always a well appreciated reward!
    Interestingly, I've now got exactly £250 from SB since I joined in January this year, and its all gone to Amazon vouchers :D I didn't realise it was that much :beer:
    Popping in to report that our new vacuum will be arriving today !?! a complete surprise as it said 3 to 5 days! was contemplating a duct tape job on the old one to do a bit of hoovering!;)

    Guess I should mentally prepare to send the old one to its grave - tell me I'm not the only one who feels sad to get rid of old trusty & true reliable goods? Maybe it is something from across the pond where we buy something sturdy and expect it to last forever:rotfl:
    I felt quite a pang when my trusty old Hotpoint died (that tells you how long ago it was!) Bought it when I bought my first house, in 1987, and for a couple of years I had 4 - 5 lodgers at that house, it took a lot of punishment. Never had a thing wrong with it till it finally died, aged 20 :rotfl: Nothing can compare to that!
    themadvix wrote: »
    Oh, hope genealogy improves (and maybe awful person won't be there next time??!)
    I've paid for the year (once a month, a total of £7.70 :rotfl: absolute bargain) and I'm perfectly willing to give it a go. The blather from that woman was partly my own fault, I heard her talking about motorbikes, and there's three life-changing incidents to do with motorbikes in my family, so I wanted to know more. But once I asked, she just kept going :o next time, I won't rev the engine so hard :rotfl:
    2023: the year I get to buy a car
  • beanielou
    beanielou Posts: 95,389 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Wow, that is a great total on SB's :j :j :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • rtandon27
    rtandon27 Posts: 5,608 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    250 in swagbucks - wow - much more than I'd have thought - an average of 25 per month is not bad at all!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)
    Psst...I may have started a diary!
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Yep, I'm really chuffed with it - a fair bit is on offers, like this 950SB if you redeem a voucher (I won't go through the excruciatingly fiddly faff to explain it, its clear when you start doing it, I promise). I didn't think it was at that level either, to be honest, and thats the value of keeping note of what your mse ways bring in :):):)

    Got hooked into my genealogy studies - but I did get outside, sweeping up leaves to store them to decompose and then put on the garden. Plus I met my neighbour (party wall neighbour), she'd given me an inkling of her bad news when we nattered during the Air Ambulance appearance the other day, but its definite now, she's got breast cancer, and she's facing chemo, mastectomy, the lot, and she's younger than me.

    Take care of your health, folks, every way you can. I'm remiss myself, I haven't had the flu jab yet, but thats very small potatoes compared to what she's facing.

    xxx
    2023: the year I get to buy a car
  • pinkypig
    pinkypig Posts: 1,814 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    You do so well with your surveys and things. I'm ashamed to say i never stick with it:o. I start well then sort of dwindle:o:o

    Enjoy the rest of your weekend xx
    Original mortgage £112,000 . Final payment due August 2027.
    Mortgage neutral achieved August 2020 - 7 years early!!!
  • greent
    greent Posts: 10,749 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Karmacat wrote: »
    Interestingly, I've now got exactly £250 from SB since I joined in January this year, and its all gone to Amazon vouchers :D I didn't realise it was that much :beer:

    Wow - that's really impressive, Kc! :T :T x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • earthgirl
    earthgirl Posts: 3,762 Forumite
    Mortgage-free Glee!
    Sorry to hear about your neighbour, it really hits home. At least we are here x
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    As I've mentioned a lot about genealogy in the last few days in particular, this is a snapshot of the men in my family who were alive at the time:


    My grandfather ALA, an engineer in England in a reserved occupation, never called up.

    My great grandfather AA, whereabouts and date of death unknown – he abandoned his family in 1891

    My great grandfather GW, a railway clerk in his 50s.

    My grandfather FS, a 13 year old boy about to start work on Liverpool Docks after his father died in 1914 and his grandfather in 1917.


    My great grandfather CW, 37 years old, who'd enlisted in 1914, married with four children as he was. One of those working class men who was never fit enough to serve abroad – he was a Military Policeman in Kent, and in and out of hospital for the whole of the war. Demobbed (they called it disembodied then!) in June 1919.


    There were war deaths in more distant parts of the family, brothers in law and cousins of these men for instance, but by the luck of the draw and the way the generations happen to have been born, none of my direct ancestors were involved in the carnage.
    2023: the year I get to buy a car
  • Hope you don't mind me dropping in KC. I was intrigued by your post on Suffolk Lasses diary about my Norway cruise and whether we were on the same. I know now that we went with different cruise lines and at different times of year but looking at your photos on flicker a similar itinerary. We did Bergen, Flam, Stavanger and Olden. Your diary is so interesting and I will sit down when I have more time and go through it chronologically. I am on Ancestry too and am planning a trip next April to the Family History Society workshops at the Alexandra Palace with my DD1 who is a history buff. Interesting reading about the men in your family especially this time of year, Remembrance Sunday. A different world then.

    I also want to join U3a next year. I only retired last December so have resisted joining up to lots of things but our local U3a does a walking group on a day I can manage outside of the childcare I do for my DGDs so will get on to that in the new year.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hello enthusiastic saver, how nice to meet you :hello::hello::hello:

    That's a very similar itinerary for the Norwegian trip, absolutely :) and I really loved it - even though there's so much else to see in Norway, I feel I've had a chance to know quite a bit of the country, which chuffs me no end.

    Yikes to the idea of going through my diary chronologically _pale_ :o it's been going for a *long* time! But yes, I do blather about a lot :D

    You're right, it was such a different world back then, people don't really get it. I could write an essay about that, I've deleted three sentences already :p so I'll leave that as it stands!

    Congratulations on retiring - it's been just over two years for me, but honestly, I'm only just starting to get to the right space - a lot has happened that was never intended, of course, and coping with all of that takes a lot of time. U3A is a great institution, and there's more out there too - like the local council's healthy walks, and since the next one is in literally 28 minutes, I'm going to shut down the computer, and read everyone else's diaries when I get back!

    Have a good day al

    xxx
    2023: the year I get to buy a car
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