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  • beanielou
    beanielou Posts: 95,479 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Enjoy your walk.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    To do today:
    - lot of juggling about dates in the next few weeks, more DIY on Merseyside/ garden trip with local horticultural society/ meeting up with my ex-colleague/ U3A lecture on one of my favourite topics/ games afternoon date.
    DIY on Merseyside, garden trip with local hort. society and U3A lecture (can't do it) are all sorted :) Leaving the others for today, I'm organised-out.

    - Council's healthy walk (in about 20 minutes :D)
    Yes! Practised remembering names too :o

    None of those below, the items above took *forever*. Just off to post the garden trip thing, and going to have a late lunch, been on the go for 6 hours straight, I'm supposed to be retired! And I want to do the planting this evening.

    - open the post :whistle:
    - buy a bleeping dishwasher!
    - plant some herbs, let the poor things grow some roots.
    2023: the year I get to buy a car
  • Cheery_Daff
    Cheery_Daff Posts: 17,108 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That's a good, cheery list! :j :j

    Good luck with getting hold of the freeholder -for the house we just sold we had a 50p a year ground rent :rotfl: which hadn't been collected for about 16 years (a nice old man apparently used to come round and knock on the door for it). We tried to find the freeholder a few years ago when we added me to the deeds, but our letters met with no response. Sounds like you already know who yours is so you're already ahead! :j

    When we sold the house, it took our solicitor about 5 minutes to figure out who the freeholder was, and not much longer to figure out that someone else had been paying our ground rent for years :o :rotfl: There were about 8 houses bundled in on the same lease, and as the whole lot was only about £5 a year presumably someone just thought they might as well pay all of it :rotfl:

    Leasehold houses are pretty common where we sold so we didn't even bother attempting to buy it. I think for us it would have been worth it if it was less than 80 years (a friend had to do that a few years ago) but ours had 698 years left to run (at a fixed 50p a year - no allowance for inflation) so we didn't bother :rotfl:

    It was quite restrictive - we weren't allowed to run a tannery on the premises or have a steam hammer in the garden :rotfl: :rotfl:
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    A steam hammer :rotfl::rotfl::rotfl: Cheery, thats wonderful! It sounds like the original premises were very old, maybe back to the beginning of industrialisation? In our case, I think its because the local lord didn't want to actually sell his land, so leasehold was the best option. Actually, I've no idea how long the lease has to run :o but I've seen letters from 1991 offering to sell the leasehold for £80 plus £50 nominal costs, so we should be fine. Leasehold for houses was very common because of the lord doing his thing, but more and more people have been buying the freehold, and we don't want to get caught up in fears of the recent ground rent scandal, so we reckon £130 is a good investment in that.


    The dishwasher, sigh ... the height of the counter is too small to take a dishwasher, by the matter of an inch or so. Solved it last time by the fitter taking the top off the thing - I really don't want to do that again. Do I have a tabletop one, for a while at least? Since I'm staying here, I think I want the kitchen refitted - maybe a tabletop is good enough till then? Suggestions on a postcard please ...
    2023: the year I get to buy a car
  • Cheery_Daff
    Cheery_Daff Posts: 17,108 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    £130 does indeed seem a bery reasonable amount to pay - in your circumstances I would likely do the same! Gives everything a certain satiafying 'completeness' too :j

    No idea about dishwashers. Periodically I remember that there is a tiny one fitted under our sink :rotfl: but we've lived here 4 months and never actually USED it so I can't really comment :o :rotfl:
  • Cheery_Daff
    Cheery_Daff Posts: 17,108 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    In fact I've just looked at our dishwasher as it's SO small - I even wonder whether it might actually be an on the counter one? Can't find a tape measure but it's one of these

    http://kitchen.manualsonline.com/manuals/mfg/haier/wqp41a.html?p=1

    Can't imagine it not fitting under anything!
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Thanks for that :) Yep, thats what the websites are calling a compact, like this one: https://www.currys.co.uk/gbuk/household-appliances/dishwashing/dishwashers/essentials-cdwtt15-compact-dishwasher-white-10100834-pdt.html


    It takes up counter space, is how I've always thought ... but I could have another cupboard where the d/w currently is. Hmmm. I think I'm going to speak to someone in a kitchen department somewhere, that seems the thing to do. How complicated! I'll get there, though :):):)
    2023: the year I get to buy a car
  • Cheery_Daff
    Cheery_Daff Posts: 17,108 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You will indeed get there :) ours is under the draining board on a kind of wooden platform with a drawer on top so yes it might be possible to have it in or instead of a cupboard... decisions decisions...
  • We bought our leasehold a few years ago now.
    Ground rent was fixed at £4 a year. We hadn't paid for about 4 years. (Had to physically go to an awkward to get to estate agents to do it. leasehold got sold on to some big company who offered to sell it to us for £117, I sent a cheque for that amount, they sent us the deeds.
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Thanks both! Wish, thats good news in the end for you - as well as helping us to sell more smoothly, its also less faff if *you're* the occupier :)

    I've just been opening the post :oand there'll be a bit more organisation of days out, some weeding, some scanning - I'm out all day tomorrow, so mustn't do too much :) Oh, I want to talk to a kitchen adviser about the s*dding dishwasher :D
    2023: the year I get to buy a car
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