Up for a laugh? A 23 year old's guide on how (not) to be mortgage free

bugslet

Congratulations Blibble on the promotion:T

Blibble

Thanks bugslet

Today's the final day of my long weekend, and there's a fair bit of work to be done. Lots and lots of house-tidying needed, and might head out to try and find some YS meat to freeze as we're a bit short on the food budget this month (lots of stocking up over the weekend, including £18 for 20kg of rice at local Chinese supermarket, and £10 for 1100 teabags at B&M). Other than that, will be making sure it's a NSD & cooking tea for OH once I pick her up from work.

I've set myself a challenge of a £3000 total OP for the year on the 2018 challenge thread (not inc. wedding savings) which is all coming from extra income. I'm about £27 short at the moment to be on target, although I have £13 in Prolific to cash out, so will get thinking today where the other £14 is coming from to keep on track :j

Blibble

Yesterday wasn't a NSD surprisingly - spent £5.40 on drinks as saw a university friend up my old campus bar so had a pint and a catch-up. Other than that, a very productive day of gutting the kitchen out as it was filthy, so that's been well and truly spring cleaned.

Found out where my £14 is coming from, too, as I've won another £17.70 on FreeBirthdayLotto.com. I'm actually quite shocked, as that's my second win since new year's day, and I feel like I never win these things! So waiting for that to come in to Paypal, and will move it over to take me over £500 mark for OP budget :]

themadvix

Just catching up - congrats on the promotion and the win! They say these things come in threes... I wonder what's next?!

Blibble

I'm counting the days until my Euromillions win themadvix :rotfl:

Only a quickie - OH and me are out for a curry tonight to a restaurant we used to go to quite a lot, but haven't been to for a couple of years. We've not got each other gifts this year, preferring to spend some quality time with each other, so we're off for what will hopefully be a well-budgeted, grand evening :j

Still waiting for cashouts from OnePoll (£125 now) & FreeBirthdayLotto to hit Paypal, and my cheque from Populus. Grrr, waiting is the hard bit!

Blibble

I swear down I've just won another one of the draws on FBL, this time for £8.00 (+ 6p bonus as I last won on Monday). Two wins in a week is freaky. Suppose that's my third thing themadvix :rotfl::rotfl::rotfl:

shangaijimmy

have you got as many birthdays as the queen??

Blibble

Ha! Unfortunately not, nor do I have quite the same income (regrettably). Your initial and birthday essentially create a raffle ticket, and it's whoever's combination that gets drawn out who is the winner.

Dinner last night was super-duper. Plus we managed to pick up some 30p fish fillets in ASDA afterwards (how romantic).

Rapidly running out of money this month, and struggling to work out how or why which is never a good sign. Seeing OH's grandparents on Sunday which is a 150 mile-round drive, and need to do 2 more weeks of shopping before payday. Thinking I'll have to keep better tabs on that next month - back to the spending diary it is :mad:

greent

There are some others (myself included ) who are also finding Feb hard. I think (virtually) everyone expects Jan to be financially hard and then (surely! ) Feb should be easier - esp as it's the shortest month?! I'm working on March being better and accepting that we're skint this month!

Great going on extra bits of money, though
x

Blibble

Glad to hear there are others in the same broke boat, greent! Depressing this morning moving £75 each over from the wedding fund to the joint account for food & petrol until the end of the month, and even more having to take money off my signature If that's not motivation though, I'm not sure what is! :rotfl:

Populus cheque has come today, so waiting for £50 to hit the bank. Bit of a bummer with BT this morning - turns out we were out of contract this month so the DD went up to £44 :eek: On the phone to them for half an hour, managed to get it down from their first offer of £42 back to where the DD was before contract expired. I'm not a professional complainer by any means (like to think I have better things to be doing!) but pay enough for things as it is, so politely made them see sense that they either return the payment to where it was or I get the same package elsewhere :A