Virtual Sealed Pot Challenge 2018

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  • CavendishWobble
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    Happy New Year all, sign me up please - £200
    Save £12k in 2020 = £4,074.62/£15,000 (27.2%) #89
    Save £12k in 2019 = £13,580.52/£15,000 (90.5%) #92
    Save £12k in 2018 = £17,189.12/£15,000 (115%) #36
  • RhiBi
    RhiBi Posts: 703 Forumite
    Name Dropper First Post First Anniversary Combo Breaker
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    Can I just clarify, do I complete a form every time I’ve added money to my pot, or do you want it at the end of each month?

    I’ve just transferred £9.05 and didn’t know whether to complete a form or not!

    Thanks xx
    Virtual Sealed Pot No.07
  • crimson.addict
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    Hello I'm here, did you miss me?!

    I would like the same target as last year please. I would like to smash it again but I know I also have a £3000 debt that needs paying off before I start getting charged interest in November. Yes I could use last years savings but that would be boring :rotfl:

    I also want to find £392.36 to add to 2 of my accounts so that they are both at their full interest making capability.

    Anyhu, if you'll have me i already have £182.25 towards 2018 :D
    Sealed Pot Challenge member #071 VSP #4
    £723.44(SPC5) - £753.77(SPC6) - £857.19(SPC7) - £1,632.19(SPC8) - £2,707.15(SPC9) - £2,950.30(SPC10) - £0(SPC11)...so far

    I love LC2 and Jakes-Mum :rotfl:
    Star's from Sue :staradmin x28
    CC Debt
    - £2,927.14 Savings - EF - £4,797.21/£5,000 - H2B - £4,691.03/£12,000
  • Westie983
    Westie983 Posts: 5,213 Ambassador
    First Anniversary Name Dropper Photogenic First Post
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    Hi everyone, can I join? I've done this on and off for a few years but determined to come back this year and stay on top of my finances. I was always 29 on the previous years so can I have that number again? I'm hoping for £100 but may change that as the year goes on.

    Of course you can have #29,

    Welcome to the 2018 VSP challenge

    Westie983
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • Westie983
    Westie983 Posts: 5,213 Ambassador
    First Anniversary Name Dropper Photogenic First Post
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    Hi, can I join in please. I’ll go for £200 to start with. Thanks.

    Of course you can Lightbulb0811.

    Your number is #10

    Please have a read of the first page and familiar youself with the links for the updates .

    Welcome to the 2018 VSP challenge

    Westie983
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • Westie983
    Westie983 Posts: 5,213 Ambassador
    First Anniversary Name Dropper Photogenic First Post
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    Happy New Year all, sign me up please - £200

    Welcome CavendishWobble, your number is #11

    Please have a read on the first page and familiarise yourself with the update links.

    Welcome to the 2018 VSP Challenge

    Westie983
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • Westie983
    Westie983 Posts: 5,213 Ambassador
    First Anniversary Name Dropper Photogenic First Post
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    RhiBi wrote: »
    Can I just clarify, do I complete a form every time I’ve added money to my pot, or do you want it at the end of each month?

    I’ve just transferred £9.05 and didn’t know whether to complete a form or not!

    Thanks xx

    Hi RhiBi, Its totally upto you, some people link to send the form as soon as they make the payments so they dont have to check the bank account again at the end of the month to send in monthly amount.

    If you want to send a combined total at the end of the month that is fine.

    I dont mind either way as long as its before the end of the month and not declaring for the previous month in the next month as this causes some admin problems.

    Hope this clears up your worries and it will become easier and clearer as you continue through the months.

    Other retro challengers will be with you to keep you going and follow their lead if you wish

    Westie983
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • Westie983
    Westie983 Posts: 5,213 Ambassador
    First Anniversary Name Dropper Photogenic First Post
    edited 3 January 2018 at 7:27PM
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    Hello I'm here, did you miss me?!

    I would like the same target as last year please. I would like to smash it again but I know I also have a £3000 debt that needs paying off before I start getting charged interest in November. Yes I could use last years savings but that would be boring :rotfl:

    I also want to find £392.36 to add to 2 of my accounts so that they are both at their full interest making capability.

    Anyhu, if you'll have me i already have £182.25 towards 2018 :D

    Hi Crimson.addict.
    I will give you #4 for now,

    Pinkfluffybabe

    Are you okay to move to #12 so Crimson.Addict can have #4 as this is the number she has had in this challenge for a long time,

    Welcome to the challenge (again)

    Westie983
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • pinkfluffybabe
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    Westie983 wrote: »
    Hi Crimson.addict.
    I will give you #4 for now,

    Pinkfluffybabe

    Are you okay to move to #12 so Crimson.Addict can have #4 as this is the number she has had in this challenge for a long time,

    Welcome to the challenge (again)

    Westie983

    Of course :)
    Not buying unnecessary toiletries 2024 14/53 UU, 11 IN
  • Westie983
    Westie983 Posts: 5,213 Ambassador
    First Anniversary Name Dropper Photogenic First Post
    Options
    Of course :)

    Great thanks for that Pinkfluffybabe.

    I hope you are all going to be successful in this challenge I will be with you every step of the way...

    Westie983
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
This discussion has been closed.
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