January | Penny Pincher Challenge 22 December 2017 at 11:54PM in Debt-free wannabe challenges 121 replies 15.2K views

Mumoffourkids

Yesterday's points total
Checked bank 1pt
Updated ynab 1pt
Meal planned for next week 1pt

Today so far
Checked bank 1pt
Saved change 10p and under 1pt
Saved 20ps 1pt

I'd do like your visual savings idea Adventure.

I've also changed one of my items as I've joined in on the 20p savings challenge and had £2 in 20p's in my purse.

iammumtoone

another task added curiosity of Mumof4, I am not going to join anymore challenges but will start to put all my 20p's in my sealed pot.

iammumtoone

List complete, it was hard to come up with 15 things

Mumoffourkids

iammumtoone wrote: »

another task added curiosity of Mumof4, I am not going to join anymore challenges but will start to put all my 20p's in my sealed pot.

I know I was nosing at the lists people were putting up as well! I got to 12 quite easily but it was the last few that I struggled with. I always seem to have 20p's in my purse so I thought that challenge was quite a good one.

adventureofmemories

Good going guys!

Merry Christmas Everyone x

Today i :
Checked bank account 1pt
Put £8.98 into my savings 1pt

Mumoffourkids

Merry Christmas everyone.

So today I have done the following:
Managed a no spend day - the first of three this week hopefully
Checked bank online - 1pt
Set up weekly standing orders to savings accounts - 1pt

Buffythedebtslayer

Hello

Can I join please?

1. Check bank every day
2. Bring my own lunch for work
3. No online shopping for January (Amazon Addiction!)
4. Walk dogs/declutter/write/play with dogs to avoid shopping
5. Organise work so I don't get behind and have to shop online because I haven't time to shop in the real world.
6. Meal Plan
7. Get up early and go to bed early (say no to online shopping)
8. Add all change to Sealed Pot
9. Buy basics brand when I can.
10. Use up food in freezer,
11. use up toiletries,
12. use up stationary.
13. De-clutter and put three things up for sale each week minimum.
14. Move spare change to savings account
15. Do not use Credit card. (apart from Pet emergencies) (and Dental emergencies)

I think they work? I will print a copy out to remind me.

If they don't work please let me know

XX

Mumoffourkids

Printing the list out is a great idea, I might had to do that as well.

I also have an Amazon addiction and totally agree with you about being more organised and not having to rely on Amazon prime . I am not shopping on there at all this month, well hopefully anyway lol

adventureofmemories

Yeah it's a good idea to print out or write a list to check off,
I'm about to print mine off to place in my planner as I'm getting ready to start 2018.

I aim to be goal orientated and to be more accountable in 2018.
I have so many big things to save for & Can't spend my life fooling around now.

I have a love hate for Amazon & ebay for that matter.
I just purchased storage bags for the christmas tree and gift wrap
and some nerf gun bullets *hides in shame* (My fiancee brought me a nerf gun for christmas and we're addicted to it already)

Mumoffourkids

Ok so yesterday went well
- second no spend day of the week as my dad topped me up with bread and milk before he left
- checked my bank and nothing had happened - 1pt

And today
- checked bank - 1pt
- updated ynab - 1pt
- batch cooked some meals for me to go into the freezer - 1pt
- saved small change - 1pt
- saved 20p - 1pt

I am getting there slowly and this challenge is making me think more about what I am doing.