Has 2017 Been good for you?

Cotta

Hi All,

Financially has 2017 been a good, bad or indifferent year for you?
What were your highs and lows and what if anything would you do differently?

For me it was my best year since 2014, I still think I could have done much better in terms of saving and offsetting debt but I am in a much better position going into 2018 to build upon this further.

I think I need to look more at investing and greater reduce unnecessary expenditure.

Interested in your feedback.

BananaRepublic

It has been a very good year, albeit with a week or two still to go. It will be during the next crash that I find out if I have made good decisions.

JustAnotherSaver

It's probably been a little disappointing to be honest. Better than it could've been but not as good as it should've been - always the case. Depends on your outlook and being a naturally pessimistic person that's my viewpoint on it.

I'm not one of these who does the whole "I'm not going to talk numbers, it's too private" thing online. By the end of November my spreadsheet says we'd saved £2,500. Not great and even worse when we'd saved £2.3k by the end of July.

Although on that note i keep falling in to the trap of not including pension contributions. Each month we put a combined £320 into our pensions and from around April/May we were putting £85 per month aside to begin building an emergency fund pot so that's around an extra £4,000 set aside, i just always never count it because it's money that isn't to be touched for many many years rather than your standard savings so when i factor that in it becomes about £6500 which is better. Could still do better but then can't we always.

There's always next year

V2-Schneider

2017 has been an excellent year for me both financially and professionally, leaving me in a perfect position to attain greater success in 2018. Yet, in seeking monetary and career goals, I've seen a few personal/relationship setbacks - so lessons to be learnt in that respect.

How do people balance these things? It seems almost paradoxical, but in seeking greater security for your relationship and the future, you seemingly jeopardise that relationship.

economic

Despite not being employed this year and having to spend about 15k on renovation work, my net worth has actually risen (all due to the stock market). So i would say its been a pretty good year financially.

Filo25

Actually a good year for me, got a reasonably significant pay bump without even asking for it, which has put me in position to start seriously throwing money at my pension, hopefully will be able to put in between £29-40k pa for the next few years (unless the rules change again of course!)

Mnd

First class, I did some research into my wife's pension contributions before I met her and found her a pension pot of £50k..

TBC15

Very good apart from the last 6 months which were just good.

Transferred my DB scheme to a SIPP that is going very well.

YTD up 23%, can’t help thinking we have had it to good for too long, but that’s the game.

Almost forgot Yo Ho Ho.

worried_jim

I’m +19.3% and very pleased. Big thanks to Shinzo Abe.

Thrugelmir

Too good to be true as the old saying goes. While watching investments perform well in the short term is rewarding. There's a nagging doubt in the back of my mind that there's a sting to the outperformance.

economic

worried_jim wrote: »

I’m +19.3% and very pleased. Big thanks to Shinzo Abe.

is that in GBP terms or JPY terms?