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Single, six kids and going to be debt free!

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  • joeyjimbles
    joeyjimbles Posts: 2,252 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well done - to be honest I couldn't remember what the camp thing was called, knew it was an acronym but just put what the other poster did!
    LD 12.25 £1600.00/£0700.00             Fn £274.00  LTFn £525  LLTFn £300     
    Renewal 25 £500.00/£500.00            InsH 12.25 £600/£600.00   InsP 03.26 £150/£150.00
    NPt 12.25 £150.00/£051.50               Ins/TC 02.26 £550/£470.00
    YX25 £1500/£0750                             FD £3600/£0600
    PX25 £1500/£0625                             P6m £1200/£0800  PEa £100/£060          
  • Yay!!!!!!!! You are going to be debt free before you know it. I can't wait for that day, I will join you in a prosecco if that's ok?
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • Storm89
    Storm89 Posts: 592 Forumite
    Wow you're doing amazing!!
  • beanielou
    beanielou Posts: 95,691 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Excellent :j :j :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Mumoffourkids
    Mumoffourkids Posts: 1,071 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Hiya,

    You're doing brilliantly, well done on getting into the 3's :j x

    Thanks Purplemum x
    Well done - to be honest I couldn't remember what the camp thing was called, knew it was an acronym but just put what the other poster did!

    Thanks Joey!
    Yay!!!!!!!! You are going to be debt free before you know it. I can't wait for that day, I will join you in a prosecco if that's ok?

    Lets hope so Wishing and yes you are quite welcome to join me in a prosecco on the day I am debt free :j:beer:
  • JoJoC
    JoJoC Posts: 1,836 Forumite
    You're doing fab! Can't believe the rate at which you're bringing the debt down, it's really great.

    Glad you're getting stuck in on PA - I keep getting distracted with it so noticing as quickly up as you.
    CC1: £4481.14/ £5031.14 (12% paid off, £600) | CC2:£3307/ £3807 (14.4% paid off, £550) | Loan: £10,528.20/ £15,792.30((33% paid off, £5,264))

    July debt total: £24,630.44 | New debt total: £18,316.34 | Total debt paid: £6,414.10 (26%)
    *My debt busting and savings diary*
  • Mumoffourkids
    Mumoffourkids Posts: 1,071 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Storm89 wrote: »
    Wow you're doing amazing!!

    Thanks Storm.
    beanielou wrote: »
    Excellent :j :j :j

    Thanks Beanie.

    I am so determined to do this as quickly as possible!!
  • Mumoffourkids
    Mumoffourkids Posts: 1,071 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    So Just an update on the list, I am hoping to get more done tomorrow!
    • [STRIKE]Send off Iphone 5S to CEX[/STRIKE]
    • [STRIKE]Contain High school for girls for look around for DD1[/STRIKE]
    • [STRIKE]Contact High school for Boys for DD1 for look around[/STRIKE]
    • [STRIKE]Contact nursery about fees for June[/STRIKE]
    • Make jumpsuits for DD2, DD3 and DD4
    • [STRIKE]Plant more lettuce seeds[/STRIKE]
    • Go to the gym at least three times a week - been once, going again tomorrow and booked into a class Sunday morning!
    • MEal plan each week - not done this week
    • Do Flylady thread!! - started well but the last couple of days I haven't managed it.
    [/QUOTE]
  • Mumoffourkids
    Mumoffourkids Posts: 1,071 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    JoJoC wrote: »
    You're doing fab! Can't believe the rate at which you're bringing the debt down, it's really great.

    Glad you're getting stuck in on PA - I keep getting distracted with it so noticing as quickly up as you.

    Thanks JoJo, I went through a phase of completely forgetting about PA but went on the other day and there were loads one after the other. I am on a mission to create as much extra income as possible to get this debt cleared so I can start saving for a deposit!
  • Mumoffourkids
    Mumoffourkids Posts: 1,071 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    So been a productive morning already. Hung washing out, put towels in tumble dryer and put another load of washing on which is now ready to be hung out. I've also cleaned the downstairs toilet, and tidied the main bathroom ready to be cleaned in a minute.

    I've also had a mooch around the charity shops near me, picked up a few bits to help make some clothes for the girls and a summer dress for me along with a couple of reduced books. So next on my list is to see if the washing out on the line is dry and then hang the next lot out, put another load in the machine and then clean the bathroom. Then go to the gym.

    This afternoon I can then start making DD2 a jumpsuit.
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