Single, six kids and going to be debt free!

f0xh0les

I cant wait for DS1 to be able to go on the NCS thing, he is 3 weeks too young to go on it this year.

Did your daughter go on it last year as well?
And did she enjoy it - sorry, stupid question or she would not be going back this year.:rotfl: D'oh:rotfl:!

Mumoffourkids

f0xh0les wrote: »

I cant wait for DS1 to be able to go on the CVS thing, he is 3 weeks too young to go on it this year.

Did your daughter go on it last year as well?
And did she enjoy it - sorry, stupid question or she would not be going back this year.:rotfl: D'oh:rotfl:!

No this is the first year she is doing it, so she didn't go on it last year. I hadn't heard about it until she came home from school with a letter about it. I couldn't say no really when all it has cost me is £35 and for that she got a free hoody as well!

So this morning I have updated my spreadsheet for the tax credits that came in this morning and also done a load of studies on PA. I have been a bit slack recently and haven't done any for a while. But I now have £2.72 ready to cash out and £5.24 pending so that's not bad for this morning. Next on my list to attack is to send off my old phone to CEX as that is worth £63. Then I need to decide whether to do a car boot this sunday at the local rugby club or not.

joeyjimbles

DS1 did the cvs thing a couple of years ago and had a brilliant time. He went all over the place, learnt a bit but mostly just had a great time. For the amount of things they did, the cost was minimal though I did find that he needed a bit of pocket money as well as a supply of snacks and drinks so you might just need to be prewarned with that.

It could be different now of course - it was only the second year of the project when he did it - still has contact with several of his group though.

Mumoffourkids

Thanks for the tip regarding pocket money. Hopefully she will have had at least two wage packets before she starts so she can spend her own money!

So today has been a good day for PA, I am now up to £6.29 ready to cash out and £7.59 pending. I have started the month how I mean to go on.

I didn't manage to send off the iphone today but will do that tomorrow. Then need to decide whether I am going to do the car boot this Sunday or not. I am thinking not as I will have all the kids with me. There is another one near where my ex lives so I might ask him to find out how much that one is and do that one one sunday as he can watch the kids for me.

Chrystal

What is CVS?

f0xh0les

Sorry, it was NCS - national citizen service - low cost camp for 16+ year olds

Mumoffourkids

Thanks Foxholes for explaining.

So today has been a good day money wise.

Firstly I found out how much I am going to get paid on Thursday and its more than I estimated by about £60. So £50 of that extra will go to my Help to Save account.

Then I found out that I had overestimated my nursery fees by £98 for June so that extra is going to my holiday savings account.

Then I estimated the rest of the money for the month and I am hoping to pay an extra £600 off my debt this month.

Right I have to go and do some more fly lady.

beanielou

You will soon be in the 3's :j :j :j

Mumoffourkids

So I'm now in the £3's, only just but definitely in the 3's. I got paid today so paid £680 off the two credit cards left and put £50 into my help to save account for the month. I am hoping that by the end of the month I will have another £600 at least to pay off the debt, so I will be a lot closer to the 2's by the end of the month!!

I also posted off my old mobile phone to CEX yesterday so I should get £63 for that into my bank tomorrow. Still plodding away on PA on surveys, I managed to do loads the other day, one after the other so have a nice balance on there.

I am feeling so more motivated now my holiday is out of the way to earn extra money and start paying the debts down before our big holiday at New Year.

[Deleted User]

Hiya,

You're doing brilliantly, well done on getting into the 3's :j x