ccj wrong address

az12345

hi,

i have recently received parking ccj saw on the court search site, my name is correct but at wrong address where i never lived and claimant do not have my date of birth either would it show on my credit file?

ccj is related to parking fines.

regards

[Deleted User]

Have you checked your credit file?

National_Debtline

Hi there,


If you have a CCJ for a parking ticket, that would mean the ticket was issued by a private company (as opposed to the council). These companies will normally get the information from the DVLA to send you notice of the ticket. If the car details were incorrect with the DVLA it could explain why it has gone to the wrong address, however, I cannot say why your date of birth is wrong.


Now a CCJ has been entered you have a couple of choices. You can try and challenge the CCJ through a set aside application. This can cost £255 to apply (unless you are on certain benefits) and takes the judgement back to the beginning. The court will normally assess why you didn't reply to the original claim forms, how promptly have you applied to set it aside and do you have a realistic prospect of a defence. You will need legal advice on this because if your application is unsuccessful you can incur costs of the other side.


Alternatively, you can pay the judgement. If you pay the judgement in full within 1 month of it being entered then the CCJ will be removed from your credit file and no further action will be taken. If the CCJ is already older than that, you can still pay it, but it will show for 6 years from the date of judgement. If you cannot pay it in full you can apply to the court to pay instalments (this costs £50 to apply for) in order to prevent enforcement action, such as bailiffs. Good luck


Laura
@natdebtline

az12345

thank for the response.
my date of birth is not in car log book. the ccj is on wrong address where the log book is registered and the address is not in my credit file history.
there is nothing mention of ccj on my credit file..
my confusion is the parking ccj linked with name and address, because there are many people of my name, would this ccj effect all those people?

pappa_golf

az12345 wrote: »

thank for the response.
my date of birth is not in car log book. the ccj is on wrong address where the log book is registered and the address is not in my credit file history.
there is nothing mention of ccj on my credit file..
my confusion is the parking ccj linked with name and address, because there are many people of my name, would this ccj effect all those people?

" the ccj is on wrong address where the log book is registered "

is the ccj on the address that is stated on your V5 , OR WAS on the V5 at the date of the incident (not court date)

az12345

yes ccj is on address stated on v5, i have no link with that address.

pappa_golf

az12345 wrote: »

yes ccj is on address stated on v5, i have no link with that address.

why is your car registered at a different address?

az12345

well i supposed to move at that address but some how didnt, my friend there told me about letters, my name is [Removed], there are many of my name, was being lazy and didnt update the address...
it means any one can ruin your credit file by filing a wrong claim at wrong address and the defendant would not attend the court and will get ccj..

pappa_golf

have you got other threads running on MSE

pappa_golf

duplicate thread https://forums.moneysavingexpert.com/discussion/5757817

az12345

yes...........................................