2018 Frugal Living Challenge

Frugaldom

Frugaldom wrote: »

THE 2018 CHALLENGER LIST

1. *Jellie*
2. 1Saver
3. AdventureofMemories
4. Allie23
5. Angelicious
6. Anniee88
7. Arc2014
8. Aruba
9. Bebelles
10. BroadwayBaby71
11. Buffythedebtslayer
12. Bustiblondilocks
13. Buttonnose
14. CheshireCat
15. CosmicZebra
16. Cybertortoise
17. CW18
18. Datlex
19. DawnW
20. Debttaghh
21. Elly68
22. EmergencyNurse
23. Evuka
24. FairyPink
25. Fishcake_Random
26. Fizzyisbusy
27. Florence J
28. FoggyFroggy
29. FrankieM
30. Frugaldom
31. Frugalish
32. Frugalsazzle
33. Frugalwannabe
34. Gien
35. GlendaSugarBean
36. HazelIsOK
37. Igaveupnowimback
38. Indigowarrior
39. Jscarlisle
40. KB_soma
41. Kerreh
42. Kerry Woman
43. Mumof3.12kindebt
44. Lessonlearned
45. Lindez
46. LittleGingerFox
47. LynneJK
48. MadamMim2013
49. Merle
50. Milly-Ann-Molly
51. Miss D Meanor
52. Mizmir
53. Moll
54. Moneysavingmadgem
55. Moneysavingmonkey85
56. Mooloo
57. Munchin
58. NannyGladys
59. Need an answer
60. Nonnadiluca
61. Parsniphead
62. Patentgirl
63. Penny2myName
64. PennyGrabber
65. Peony40
66. Pipsmum
67. PlayJay
68. PlaysNicely
69. Poppycat1
70. Robi90
71. RosesandRainbows
72. SarahC74
73. Saver-upper
74. Shish100
75. SimpleLivingIslandLife
76. Sinkorswim2018
77. Smijil
78. Spudsmum
79. Squirrelgirl
80. Steve1097
81. Supersaver2018
82. SusieG
83. Tanya12345
84. ThePennyFarthings
85. TreasureQueen
86. TrueBlueMummy
87. Unicorn101
88. Unicorn-ASJSD
89. Welshsaver
90. Wit40iwtwan

We have reached 90 names on our challenger list - I wonder how many are still here reading and/or posting? Those of you who are are doing a fab job of frugalising your lives and sticking with your goals - well done! :beer:

FrankieM

Morning everyone

This is a bit of a quiet thread that then gets a rush of activity. It's good to hear how everyone is going.

My 'frugalling' isn't that successful to be honest. I seem tweek my plans monthly but have yet to find the plan that really works for me so it's a difficult one.

I've got a credit card balance that needs paying off this month and while most is covered by what's in my bank account some of it will be paid off with next month's money. It reminds me of my married life when we constantly paid for the previous months outgoings with the current months income. It was so easy to blame the ex but I see that I'm prone to it if I don't keep on top of things.

July is also buy my ticket to Australia month. it's going to cost me about £1000. Much more than previous years and much more than I'd budgeted (when I say budgeted I mean in my head because there's no actual real life money for it yet. Another one for the credit card!)

So come payday, on Wednesday, I need to move my money around and see where I'm a with it all.

MadamMim2013

I'm still in..
Thanks to threads like yours Frugaldom I am now FINALLY DEBT FREEEEEE!! :j:j
So so happy and truely know I will never ever get myself into that mess again!
This morning I felt like celebrating so a soda bread, crispy bar and banana cake has been made :A
Thanks again for your support and motivation! :T

Kerry_Woman

MadamMim2013 - Congratulations on becoming debt free.

FrankieM

Spent today getting the washing done and line dried. Now all put away.

I've also worked out lunches and teas for up until Wednesday evening. The fridge is now looking very bare.

I'm generally feeling pretty grumpy. I can't believe I've let myself get into this situation. The next 6 months have to be better. I have to be better.

lessonlearned

No 44 here.....I haven't kept a real track on things but I think I'm doing ok.

I shall be moving house soon and will be incurring quite a few expenses but I shall definitely be reading and posting more often from now on. My budget is going to be very tight so I have started really tracking my spending now.

Well done Madam Mim on being debt free.

Frugaldom

MadamMim2013 wrote: »

I'm still in..
Thanks to threads like yours Frugaldom I am now FINALLY DEBT FREEEEEE!! :j:j
So so happy and truely know I will never ever get myself into that mess again!
This morning I felt like celebrating so a soda bread, crispy bar and banana cake has been made :A
Thanks again for your support and motivation! :T

:beer::j:T FATASTIC NEWS! CONGRATULATIONS!

And now the fun really begins because frugaldom leads you to frugal riches and the freedom to do as you please with your cash, saving, steering clear of future debts and planning for a fabulous future of frugal fun and luxury living - in a frugal manner.

Frugaldom

Good luck with your house move, LessonLearned, I hope everything goes smoothly and that you love your new lifestyle of frugaldom from day 1 in a different house - like a new beginning

FrankieM, no point beating yourself up over things as every tomorrow is a new start that determines where we're heading. Focus on getting your ticket to Australia and write yourself a report on your frugaling attempts. If you can see where changes need to be made and you know who needs to make the changes then you're halfway there. The next setp is making minor alterations to the way you do things so you can reap the rewards. I always have to set myself goals and challneges - normally far too many of them at the same time - in order to stay on the straight and narrow. I can't really deviate too much nowadays as I have 3 ponies to keep and want to save for more land. I also want to save for a holiday but decided that I could make life my holiday, so I used my tax rebate to buy a round tent.

Tanya12345

Well done MadamM2013, fantastic news X
Chin up FrankieM, you're still here and planning for better times - to me that's 1/2 the battle.
Still working on new budgets here, my previous ones were just not right - masses of work and almost doomed to failure from the start. For me it's better to change some of my priorities , not wear a hair shirt and potentially make everyday a miserable struggle ! I appreciate I'm very fortunate to be able to make these choices. Looking forward to a stunning second half of 2018......,,
Ps Frugaldom that's brilliant " make my life my holiday" do you mind if Isteal that for my mantra ? Xx

Pipsmum

Brilliant news on becoming debt free MadamMim2013 - Congratulations!