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2018 1% Challenge - 100 ways to make your 1%

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  • Well done everyone on your 1%s. I’ve been having a major declutter of our house and really need to pull my finger out and list the items on gumtree and eBay. I hate the hassle of doing it, but needs must.

    Our monthly dd came out yesterday taking me to 6% paid. (1% challenge #1)
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • baibelle wrote: »
    Hi all,

    I've been lurking and reading people's progress :) I'm trying to get into the groove with selling items but keep loosing momentum and debating just giving it all to charity. I am majorly decluttering, so this for me is also about making space. I think since I agreed a lower repayment to my debt (with a family member) I've also lost the groove.

    I'd like to give myself the goal of £2018 for 2018, so £20.18 is 1%.

    I think seeing postage and fees taken off also really demotivates me, so I have 15 high price items listed on E***, but my latest 9 items I have listed elsewhere.

    So far I have sold 6 items at 65.94 (minus postage of 23.40) = 42.54 (unsure what this will be after fees.) So will check in with a cautious 1%.

    Does anyone else start taking pictures or listing items and just want to give up?

    Welcome to the 1% challenge. I’ve assigned you number 38. If you could mention your number when checking in that’d be great. Good luck with your 1%s.
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • LLM2018
    LLM2018 Posts: 194 Forumite
    Sixth Anniversary 100 Posts Combo Breaker Uniform Washer
    #21 Another 1% reached. Gumtree sales.

    Total is now 175/2494

    7% paid :)
    When life throws you a curveball, learn to catch it and throw it back! Feb Grocery Challenge/£100
  • Number 29 checking in..... got energy cashback paid for swapping suppliers and sold a few bits on Ebay so used towards this and now paid off 4%
    V 12500 B 8300 N 1900 Oct £51/£155
  • Thank you AdventureWanted.

    Postage was over £9 cheaper then I had calculated as they came in as large letters. I think seeing it as a % go up so quickly is helping motivate me with the small sales.

    #38 @ 3%
    19/12/14: Spent 10 years of savings!!
    :heart2: ..... to buy my first home. :heart2:
    11K OP 31.03.19

    Current goal: €151,000 deposit Ireland and counting, to buy Spring 2022 we hope!
  • #14 checking in with 7% paid,
  • spudsmum
    spudsmum Posts: 584 Forumite
    Fifth Anniversary 500 Posts Name Dropper Combo Breaker
    edited 26 January 2018 at 1:10AM
    Hello!

    Wondering if I'm too late to join?

    I've recently had my light bulb moment with the realisation I am £20k + in debt (£21050 to be exact) :eek: and have no idea how it got to this stage.

    Felling a little bit daunted by that figure so hoping to pay off the "priority debts" first - these are the ones that are killing me with high interest.

    So this will be £15000 and my 1% will be £150
    Total debts £21050! :eek: now £10941. 76. Total extra income made in Jan22 £109. 27 Feb 22 £45.25 Total extra income made in 2022 £154.52 Aiming for debt free at 45 - 41 months to go!
  • I'd like to join please. Saving for our wedding.

    Our 1% is £50
    :heart: Engaged 01-09-17 :heart: Wedding £519.78 (BA) £80.22 (Sp) / £5,600 £5,000 left to save:heart:
  • arc2014
    arc2014 Posts: 194 Forumite
    100 Posts Third Anniversary Combo Breaker I've been Money Tipped!
    Slacked off over Christmas and haven't got back to it yet. I must try harder. I need to take a look through the list and try a couple more ways. Currently at £761.74
  • lynseydee
    lynseydee Posts: 1,808 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    No 4 checking in. Not made any payments yet but going to sort out my food budget to try and help make payments as January was a bad month money wise.

    I also need to change my 1% as another of my credit cards is going to be charging interest and it's a higher interest charging card.

    So my 1% is £16.80.
    Did owe £9,951.96

    Now helping hubby pay off loan. Finally paid off :j

    Owe Virgin [STRIKE]£5,950.00 [/STRIKE]at 0% til June 2009 £3,427.89. Owe HSBC [STRIKE]£5,460.78 [/STRIKE]2.9% til May 2010 £3,703.07. Owe Post Office £1,676.62 at 0% til September 2010
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