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2018 1% Challenge - 100 ways to make your 1%

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  • Hi all


    Can I join in please...... my total debt (all on 0%) is £8722 so 1% - £87.22.


    I have been lurking for a few days and started already and have already managed to pay 2% and only £5.10 off another 1%!!


    Thanks

    Hi, welcome to the 1% challenge. I’ve assigned you number 37 on our list of challengers. If you could mention your number when checking in that’d be great. Good luck with your 1%s.
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • Jaydee92
    Jaydee92 Posts: 45 Forumite
    #30 checking in. £190/£190 = my first 1% :j
    SPC 11 - Number 322
    2018 1% Challenge - Number 30

    Debt: January 2016 - £29,524.74 :mad:
    January 2018 - £19,769.91
  • LLM2018
    LLM2018 Posts: 194 Forumite
    Sixth Anniversary 100 Posts Combo Breaker Uniform Washer
    Hello #21 checking in. A small payment made and I've hit my 6.5%

    Have a few things for sale to try and reach that 7% mark. Hard going but still plodding along.
    :) We can do this!
    When life throws you a curveball, learn to catch it and throw it back! Feb Grocery Challenge/£100
  • #3 reporting 3% achieved
    Not buying unnecessary toiletries 2024 26/53 UU, 25 IN
  • LuckyPenny
    LuckyPenny Posts: 1,301 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Xmas Saver!
    I've tipped over into 3% today. Yay. Sold two items of clothes and got cashback on a deposit for my summer holiday.


    LPx
    Competition wins £14,136.30[\COLOR]
  • Hi all,

    I've been lurking and reading people's progress :) I'm trying to get into the groove with selling items but keep loosing momentum and debating just giving it all to charity. I am majorly decluttering, so this for me is also about making space. I think since I agreed a lower repayment to my debt (with a family member) I've also lost the groove.

    I'd like to give myself the goal of £2018 for 2018, so £20.18 is 1%.

    I think seeing postage and fees taken off also really demotivates me, so I have 15 high price items listed on E***, but my latest 9 items I have listed elsewhere.

    So far I have sold 6 items at 65.94 (minus postage of 23.40) = 42.54 (unsure what this will be after fees.) So will check in with a cautious 1%.

    Does anyone else start taking pictures or listing items and just want to give up?
    19/12/14: Spent 10 years of savings!!
    :heart2: ..... to buy my first home. :heart2:
    11K OP 31.03.19

    Current goal: €151,000 deposit Ireland and counting, to buy Spring 2022 we hope!
  • LuckyPenny
    LuckyPenny Posts: 1,301 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Xmas Saver!
    Slowly adding up. Sold a skirt on eBay today and used 2 Asda price guarantee vouchers.
    LP x
    Competition wins £14,136.30[\COLOR]
  • Rachel24
    Rachel24 Posts: 214 Forumite
    Part of the Furniture Combo Breaker
    Number 20 reporting in. Now another 3% paid off from eBay sale. Now at 6%. I know it’s not much but I’m paying other debts off at the same time but this one I’m desperate to get rid of!
    Baibelle I’m like you with selling stuff. I find it really time consuming. Are you on Facebook? I find it easier to sell on the items for sale page in My area as people can collect rather than getting dumped with fees.
  • a_silver_lining
    a_silver_lining Posts: 535 Forumite
    Part of the Furniture 500 Posts Combo Breaker Debt-free and Proud!
    edited 23 January 2018 at 8:44AM
    Had another three sales after I dropped the prices by a pound. I have taken off postage and fees so 10 sales = £53.25 / 2018, now at 2%!
    19/12/14: Spent 10 years of savings!!
    :heart2: ..... to buy my first home. :heart2:
    11K OP 31.03.19

    Current goal: €151,000 deposit Ireland and counting, to buy Spring 2022 we hope!
  • #36 £90 so 1% this month
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