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2018 Mortgage-Free Wannabes
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Hi
No 158 reporting £100 for this month not my best but car insurance shortfall made up to pay annually and ive decided to spend a bit on my garden this month - optimistic for some sun soon!
Hopefully here;s to a better month next month = my target was optimistic but still giving it a g0
Enjoy your weekend0 -
#30
I think I have made sense of the mess the bank made by not actioning the DD for my mortgage! It's meant going back through all this year's payments and sorting out what was standard payment and what was OP, and the figures pre-DD disappearance for some reason don't tally with the spreadsheet so please can you readjust those too?
Here are my total overpayments for the year so far:
January £483.43
February £270.10
March £0
April £578.84
Running total £1,332.37/3770
I haven't reached the expected end of the smallest subaccount yet but am hoping to do so in May.
Thanks!I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/220 -
Hi,
#46.... ive made a couple of additional payments, bringing my April total to £840, YTD total £3853.66
Thanks Hidden!
MMxMortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000
01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41
Debt at highest point in 24 -£21,344
Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!0 -
#4 reporting £42.21 for April
Thanks Hiddenshadow
Am aware that I am a little behind target, but expecting to be able to make a higher OP in May which should put me ahead 2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shadingEverything will be alright in the end so, if it’s not yet alright, it means it’s not yet the endMFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £13502025 target = £1200, YTD £9190
Quidquid Latine dictum sit altum videtur0 -
#22 with an April update
Built in OP of £410.03 + £70 to give a total of £480.03, now at 36% of target.know thyselfNid wy'n gofyn bywyd moethus...0 -
#180 reporting £90 for AprilNot buying unnecessary toiletries 2024 26/53 UU, 25 IN0
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#161 Total for April £166.22 please Hidden4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******0 -
Hi everyone, I'm the new kid - hope it's not too late to join? We only got a mortgage in December and I've just made my first overpayment, really hoping not to be paying this off in 25 years time!
Overpayment goal for this year: £7.5k (might as well try!)
Overpayment for this month: £9000 -
Hi everyone, I'm the new kid - hope it's not too late to join? We only got a mortgage in December and I've just made my first overpayment, really hoping not to be paying this off in 25 years time!
Overpayment goal for this year: £7.5k (might as well try!)
Overpayment for this month: £900
Well done
Welcome to MSE I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
#122 reporting with an OP total of £594.65 for April.
Onwards and downwards everyone.MFW: Was: £136,000.......Now: £47,736.58......0
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