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2018 Mortgage-Free Wannabes

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Comments

  • Aliliva
    Aliliva Posts: 178 Forumite
    Eighth Anniversary 100 Posts Name Dropper
    I just took an hour to go though my finances, rounding down each saving and current account to a nice double 00 number (and paying off a chunk of the 0% CC coming to an end in a couple of months). I've moved all the money freed up by this process to the mortgage, so I can proudly say I've overpaid £640.08 this month, taking me more than one third towards my 2k target :j

    Next month I should finally get back the deposit from my rental, so there'll be another big OP...and then it'll be a drip throughout the year. But hopefully having OP in the first few months of mortgage will pay in the long run :)
    GC £~~/300
  • f0xh0les
    f0xh0les Posts: 7,769 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    edited 21 April 2018 at 9:54AM
    #161 reporting another sneaky £38.70 to the mortgage. Total so far for April £166.22


    Annoyingly, the balance has not changed for the last few days. I am beginning to suspect I may be paying off the interest rather than the capital. Which would be daft. Will monitor for another 2 days and then get put through to the right 'we know about your mortgage product' department, rather than the' balance checking ' deparatment.




    £7,829.06 still to find to hit the target
    4/10/25Three Years Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢
    No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • life_is_sweet
    life_is_sweet Posts: 45 Forumite
    Seventh Anniversary 10 Posts Combo Breaker
    #69

    March overpayment £20
    April overpayment £122

    Thanks Hidden Shadow
    #11 MFW 2020 :£14560/£15000
    MFW 2019 :£10327, MFW 2018:£6676 , MFW 2017:£6664
    Original MF date June 31/Target MF September 21
    I can do it!
  • Mortgage_Minimiser
    Mortgage_Minimiser Posts: 347 Forumite
    Part of the Furniture 100 Posts Name Dropper
    #46. well I did say no more unntil the extension is done (Not started yet - Thursday eek!)

    However I had £40 lurking, so just moved that across... bringing April's over payments to £840 and YTD to £3853.66. It all helps I guess!

    Thanks HS

    MM x
    Mortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
    Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
    MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000

    01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41

    Debt at highest point in 24 -£21,344
    Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!
  • Noodle99
    Noodle99 Posts: 11 Forumite
    Hi, number 41 checking in for the year so far (sorry for the delay). We'll, January was £36.62, February was £242.98 (when I started squirrelling it away) and March was £311.23. This month has been awful with one expense after another, so I don't think anything will be going into the overpayment pot for April unfortunately. Hopefully back on track in May! Thanks.
  • Simon1999
    Simon1999 Posts: 14 Forumite
    Seventh Anniversary Combo Breaker
    #13
    April 2018
    O/P
    Total = £653.67
  • erin_transport
    erin_transport Posts: 964 Forumite
    Part of the Furniture 500 Posts
    Morning
    2018 MFW #138
    £60 payment today 26/04/18
    Total to date £1950/£6500 = 30%
    On a mission!

    2018 & 2019 MFW #138

    On babystep2 (#DR)
  • VDOT47
    VDOT47 Posts: 277 Forumite
    Morning!


    #9 reporting in.


    £233.41 for April 2018.


    Thanks!
    Original Mortgage (Feb '17) £269,995
    Current Mortgage (End 11/19) £226,790
    End Date November 2039 Original End Date February 2042
  • greent
    greent Posts: 10,921 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    #18 reporting in - April's OPs total £300.43

    Thanks :)
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • icklehelen
    icklehelen Posts: 355 Forumite
    Part of the Furniture 100 Posts PPI Party Pooper
    #6 with OP total of £382.77 for April
    Total OPs 2012 - 2019 £39744.75
    Target 2020 £18500/£18500
    01/05/2020 MORTGAGE FREE
    MFiT-T4 #03 MFW2019 #3
This discussion has been closed.
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