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2018 Mortgage-Free Wannabes

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1135136137138140

Comments

  • jackieblack
    jackieblack Posts: 10,499 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    #27 Last and Final O/p for December, and 2018 and for ever ;)

    £181.85:)

    I am now officially MF :j as from 21.12.18 :dance:

    Thank you, Thank you, Thank you, this thread has been a massive help and focus for me
    in reaching my goal.

    Congratulations! :T
    2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shading
    Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end
    MFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
    2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £1350
    2025 target = £1200, YTD £690
    Quidquid Latine dictum sit altum videtur
  • #27 Last and Final O/p for December, and 2018 and for ever ;)

    £181.85:)

    I am now officially MF :j as from 21.12.18 :dance:

    Thank you, Thank you, Thank you, this thread has been a massive help and focus for me
    in reaching my goal.

    Well done - great achievement :j:j

    Thanks Pawlala and Hiddenshadow for this year :):A
    Blitz that mortgage
    Jun 2016 £152,000
    April 2021 £85,000
  • teameffort
    teameffort Posts: 134 Forumite
    Ninth Anniversary 100 Posts
    #27 Last and Final O/p for December, and 2018 and for ever ;)

    £181.85:)

    I am now officially MF :j as from 21.12.18 :dance:

    Thank you, Thank you, Thank you, this thread has been a massive help and focus for me
    in reaching my goal.

    Amazing, what a great Christmas present to yourself and so great to start the new year mortgage free!!!!

    inspiring :T:T:T
    Emergency fund saved, we did it!!

    2020 #140 MFW £10,250.25/£9,500.00
    2019 #490 MFW £ 9,964.78/£9,600.00
    2018 #143 MFW £ 6,903.63/£6,500.00
    MFW balance as at 31 Dec 19 77,875.00. Original end date 2043 :eek: goal 2023
  • Becky_Boo
    Becky_Boo Posts: 114 Forumite
    Seventh Anniversary Combo Breaker
    Hello please may I join? Have been a long time lurker of this thread. It’s taken me 8 long years to save up a deposit and last year I finally bought my first home! I’m on my own so can only afford modest overpayments and I took it out over a very long term in case my circumstances change and need the low payments, but if I just overpay by £200pm my term is slashed from 35 years (gulp) to 20 years. So my target for this year is £2,500.

    Thank you!
  • Becky_Boo wrote: »
    Hello please may I join? Have been a long time lurker of this thread. It’s taken me 8 long years to save up a deposit and last year I finally bought my first home! I’m on my own so can only afford modest overpayments and I took it out over a very long term in case my circumstances change and need the low payments, but if I just overpay by £200pm my term is slashed from 35 years (gulp) to 20 years. So my target for this year is £2,500.

    Thank you!


    Hi Becky_Boo. Hop on over to the 2019 thread here and join up there :)https://forums.moneysavingexpert.com/discussion/5935326/2019-mortgage-free-wannabes
    "Everything comes to him who hustles while he waits" Thomas Edison
    Following the Martin mantra "Earn more, have less debt, improve credit worthiness" :money:
  • Urbanshyne
    Urbanshyne Posts: 105 Forumite
    Seventh Anniversary 100 Posts Name Dropper
    #27 Last and Final O/p for December, and 2018 and for ever ;)

    £181.85:)

    I am now officially MF :j as from 21.12.18 :dance:

    Thank you, Thank you, Thank you, this thread has been a massive help and focus for me
    in reaching my goal.

    Congratulations FK.
    Neither a borrower or lender be; for loan oft loses both itself and friend.
  • julicorn
    julicorn Posts: 2,585 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Becky_Boo wrote: »
    Hello please may I join? Have been a long time lurker of this thread. It’s taken me 8 long years to save up a deposit and last year I finally bought my first home! I’m on my own so can only afford modest overpayments and I took it out over a very long term in case my circumstances change and need the low payments, but if I just overpay by £200pm my term is slashed from 35 years (gulp) to 20 years. So my target for this year is £2,500.

    Thank you!

    Hey Becky_Boo, of course you can! Please post your updates in the 2019 thread though, so they don't get lost. I've added you in though, as #141. All the best!
    Hi Becky_Boo. Hop on over to the 2019 thread here and join up there :)https://forums.moneysavingexpert.com/discussion/5935326/2019-mortgage-free-wannabes

    Thanks for posting the link for Becky_Boo! :heart2:
  • MFW 121

    Haven't reported in for ages!!! But I've been paying it off!

    2018 target was £10,00 and we managed to pay £9123.35 in total!
    Original MF Date January 2035. MF Date February 2022
  • anna42hmr
    anna42hmr Posts: 2,887 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    pawlala wrote: »
    Pleased to announce we smashed £750k for 2018

    Running total is:

    £763,973.25
    :T:T:T:T:A:A:cool::cool::D:cool::cool::A:A:T:T:T:T:T

    That is a fantastic achievement, well done everyone, really enjoyed reading everyones op's and experiences, great motivation. :beer::T
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • System
    System Posts: 178,348 Community Admin
    10,000 Posts Photogenic Name Dropper
    Hi, I failed miserably at this at the end of 2018 due to job issues. Could I try again this year please ?
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
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