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2018 Mortgage-Free Wannabes
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Number 25 declaring last figures for 2018.
Added an extra £150 in November making £2,250.00.
December overpayment totalled £1,050.00
Total overpayment for 2018 £11,249.90.
It would of been it bit more but I thought my 10% overpayment amount ended on the 1 year anniversary of getting the mortgage. It seems it's 31st December.Without overpayments: 15 years, 1 monthsBecause of overpayments: 10 years, 10 months left until paid off0 -
#166 declaring £1250 for 2018 going to have to up my efforts this year!No more toys til Xmas 2022 , mfw 2023 challenge , Trying to not waste food , time or money and appreciate the moment more!0
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#13 reporting for my final O/P for December 2018.
It was a tough month and could only manage £235.22.
Thank you.0 -
bit_by_bit wrote: »#164 final overpayment for 2018 is £145 which brings my overpayment total to £1555.17/£3200Mortgage free I: 8th December 2009!
Mortgage free II: New Year's Eve 2013!
Mortgage free III: Est. Dec 2021...0 -
MankyVegSoup wrote: »Sorry for the lack of updates!
#155 declaring a total for the year of £16,050.25
Now most of this is "virtual" overpayment stashed away in higher interest accounts. Actual overpayments breaks down as:
January £170.05
February £170.05
March £170.05
November £270.05
December £270.05
Plus we have an overpayment pot of £15,000. I hope this counts. Way exceeded our target of £6,000 so well chuffed.Mortgage free I: 8th December 2009!
Mortgage free II: New Year's Eve 2013!
Mortgage free III: Est. Dec 2021...0 -
Pleased to announce we smashed £750k for 2018
Running total is:
£763,973.25:T:T:T:T:A:A:cool::cool::D:cool::cool::A:A:T:T:T:T:TMortgage free I: 8th December 2009!
Mortgage free II: New Year's Eve 2013!
Mortgage free III: Est. Dec 2021...0 -
Pleased to announce we smashed £750k for 2018
Running total is:
£763,973.25:T:T:T:T:A:A:cool::cool::D:cool::cool::A:A:T:T:T:T:T
And many thanks hiddenshadow and pawlala for keeping the spreadsheet updated and everyone on the straight and narrow! :beer:2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shadingEverything will be alright in the end so, if it’s not yet alright, it means it’s not yet the endMFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £13502025 target = £1200, YTD £9190
Quidquid Latine dictum sit altum videtur0 -
Pleased to announce we smashed £750k for 2018
Running total is:
£763,973.25:T:T:T:T:A:A:cool::cool::D:cool::cool::A:A:T:T:T:T:T
Absolutely amazing everyone! So inspiring! Thanks for running the thread"Everything comes to him who hustles while he waits" Thomas Edison
Following the Martin mantra "Earn more, have less debt, improve credit worthiness" :money:0 -
#168 - reporting end of year amount - £6,000 offset! Yay :j:j
Got locked out of my account so Poorlittletightgirl is now Bargainhunter30!
Well done everyone :beer:Mortgage start date Nov 2014 - £90,545 over 25 years
Re-mortgage Oct 2017 - 78,295 over 23 years
Re-mortgage Jan 2020 - 55,000 over 26 years @ 1.94%
Current Mortgage Outstanding Middle December 2020 - £47893.35 - a reduction of £42,652 in just over 6 years!0 -
#27 Last and Final O/p for December, and 2018 and for ever
£181.85:)
I am now officially MF :j as from 21.12.18 :dance:
Thank you, Thank you, Thank you, this thread has been a massive help and focus for me
in reaching my goal.Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190
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