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2018 Mortgage-Free Wannabes
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No. 7 here reporting an overpayment of £275 for December. That makes my total overpayment total £3839 for 2018. No on to 2019!
Thank you for running the thread hiddenshadow and pawlala!Mortgage-free wannabe 2025 £571/30000 -
Hi mfw 21 reporting in for the last time with a December op of £365.86, many thanks for running the thread and a happy new yearMFW 67 - Finally mortgage free! 💙😁0
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#24 signing in with a December payment of £1585.84. Total for the year is £23,025.41 :j:j:jMFW 2019#24 £9474.89/£11000 MFW 2018#24 £23025.41/£15000
MFi3 v5 #53 £12531/
MFi3 v4 #53 £59442/£393870 -
#122 reporting in with an OP total for Dec of £552.22.
Thank you for the challenge. Overall we've finished a short of target, but a great achievement for us and roll on 2019!MFW: Was: £136,000.......Now: £47,736.58......0 -
#180 reporting £90 for December.
Takes me to £900 for the year which is short of target but not bad for the first year of overpaying.Not buying unnecessary toiletries 2024 26/53 UU, 25 IN0 -
#30 here... final OP for 2018 of £158.51, bringing my total for the year to £4,100.58
I'm happy with that especially as it means I've halved my remaining mortgage in 2018 (which is big for me but it's an old one and down to the last few years, making this a lot easier).
See you in 2019 (and for those not joining the challenge next year, don't give up, every bit helps).I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/220 -
#6 checking in with my final figures for 2018.
Total overpayments for the year £6904.52 bringing the mortgage down to £27500.
I haven't updated since September so the breakdown is as follows:
October £215.18
November £204.94
December £2201.97
Thanks for the thread - it really does help.
See you over on the 2019 thread! Happy New Year!Total OPs 2012 - 2019 £39744.75Target 2020 £18500/£1850001/05/2020 MORTGAGE FREEMFiT-T4 #03 MFW2019 #30 -
No 57, haven't been round for a while but still chipping away at the mortgage
August £780
September £755
October £625
November £625
December £3715
Total for the year £11339SPC #459 no 8 2015 £203 2016 £157 2017 £70
starting mortgage £120,000 June 2012
OP 2015 £5000, 2016 #57 £28866/ £250000 -
Hi all,
We made our overpayments for December but then spotted we were just £260 ish off hitting the £4.5k, so we scraped together a bit more and threw it at the mortgage just after Christmas.
This has meant December was a bumper £649.27 making our 2018 overpayments total a massive £4,500 :j :j :j :j :j
#20 kittenkirst with £659.27 for December total of £4500
Thanks everyone for these challenges as they keep me on track and inspired to achieve better each year. Here’s to a healthy, happy and content 2019 xFirst home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!0 -
Sorry for the lack of updates!
#155 declaring a total for the year of £16,050.25
Now most of this is "virtual" overpayment stashed away in higher interest accounts. Actual overpayments breaks down as:
January £170.05
February £170.05
March £170.05
November £270.05
December £270.05
Plus we have an overpayment pot of £15,000. I hope this counts. Way exceeded our target of £6,000 so well chuffed.0
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