NST December: Debt Destruction December

DancingDragons

Food Budget: £280 (inc Food Bank)
Petrol £120
School Dinners £36
Social Whatnots £100 Incl hair.
Catalogue £30 (then cleared)
Savings £80
Kids whatnots £59 (Haircuts, clubs, non-nag stuff)

Clear up – been doing this with Fleabay. But have a box of bits for CS and A bag of bobs for tip tomorrow. I also have targeted a drawer full of unwanted/expired/slow/cracked etc techy stuff. (Phones tablets routers …)
Mental Health: Both DDs had a meltdown about something today and felt the need to off load, and have pushed things later than I would like so I’m feeling the pressure of decorating a room in a day. (This was brought on by me being in tears about the state of the room, another year (4 now) where I had sworn it would get done before Christmas. I guess this is my Christmas present. )
Evaluate: Not in a good place to do this right now. I won’t see any positives.
Explore: We’re always wandering down paths and poking in places we might not be supposed to be going. I’d rather walk than drive, its usually faster, not had a chance today.
Debt free day. If I pay 300 a month to CCs DFD will be July 01 2020, WE HAVE A GOAL!

DancingDragons

Sorry to hear about your Mum KerryWoman. *HUGS*

Who was looking for Fingerlings? I lost track of names :eek: but try using Stock Informer: https://www.stockinformer.co.uk/checker-fingerlings - handy thing, Very fubared my Soundmoovs order (reckoned I returned it, when it hadn't even got beyond the local depot) Philip Schofield has a lot to answer for. Spend it well at Christmas mania!

Today was a spendy day. Tracked down the Soundmoov, (already spent) took mum shopping for wallpaper, she's got a decorator in, but in turn it's upended my weekend:
The plan this weekend is paint walls/paper chimney tomorrow, put up tree Sunday. Mum also wants us to go round and help her get rid of her old 3 seater. No CS wants it as she smokes so we have to break it up and take it to tip. Later in the evening we’ve a free Santa thing to go to and she wants to go to a Christmas market on the Sunday, but I don’t want or need anything for any one. Those who I have to get pressies for now will be hand-made gingerbread lumps or something, so both days should be NSD. I want to allocate my days and stick to them. I figure this is what you are all doing rather than winging it?
Plumber came today to fix the ongoing auto-wetting bathroom floor. Bath waste pipe is leaking everywhere, I guess there is only so much PTFE tape you can patch a pipe with. We’ve patched it a couple of times. New waste, new plug, pipe and shower seal to come next week some time.

apple_muncher

DancingDragons - yes, I allocate my NSDs. Usually it is the3 days I work each week - there's 12 already in a month (sch hols are much harder!) Plus anothr 1 or 2 per week tend to happen naturally nowadays. I do get a feeling of unease when I spend on several consecutive days, even if it isn't much. Maybe I'm just weird...

Fmess - you have had so much stuff done for your money. 3 promotions is awesome - well done you. Now you can slay the debt beast.

greent

Sorry to hear that about your mum, Kerry Woman xx

laurenh1

Hi all

I keep losing my posts:mad: so Ill keep this short(er)

Today is NSD #1. Good start:j

Debt/savings date is end of 2019, I need enough for a house deposit.
Exterminate- gave a travel pillow to friends daughter
Control- giving up worrying needlessly. Will try not to dwell on anxious thoughts
Explore- agreed to go with my friend to Sheffield
Mental health- having an early night. Rock & roll but it does make me happy
Budget- did my monthly budget, saved what I could & withdrew 70 quid as my weekly budget.
Evaluate- 2017 we aimed to put 3k in savings got to 5500 :D will aim for this again next year. I also want to- visit lapland UK, Paris and lose 2st. Determined :cool:
Remember- donated a 25p tin of soup to the food bank. Will add to that every time i go shopping.

Greatful for- my mum saying my friend didnt have to pay to take her place on a pre paid trip to butlins next year , my funny little elf decorations that I bought on a trip to Germany a few years ago & forgot I had children's home made decorations & clean bedding

laurenh1

Kerry woman Im so sorry tp hear that. You are both in our thoughts & prayers

:grouphug::grouphug::grouphug:

BadBookkeeper

Big hugs Kerry Woman. A difficult time for you, glad to read you are getting support.

Dancing Dragon - it was me looking for Fingerlings. Finally got one today in Argos in the colour I (I mean DS) wanted!! Thanks though.

Fmess

Hugs Kerry woman

Thanks apple, I am in full slaying mode. I also have a funny feeling in my stomach when I know I haven't had a SFD for a couple of days in a row.

Spends day today - token gift (winter hanging basket) to dad for doing my accounts for free, lunch with mum as she's always looking after everyone and needs a bit of tlc and paid for massage. Forgot to use my 20% off for being a loyal customer (I'd saved it for a big treatment) so they've taken it off the next appt cost I walked all the dogs twice and the young one three times Lots of steps achieved and semi tired dogs!

Tomorrow is the work do. I've already paid £20 and I'm driving not drinking so hoping it'll be relatively cheap. I'm determined not to split the bill as I know some might drink loads!

Off to bed as I'm pooped, got up at 6 on a day off!

sashanut

Hi December Turtles :j

Haven't had any time today to go through all the December challenges :mad: - will do so tomorrow, & list

Not an NSD today so 0/15

Away from 10-15 in Ireland ..

Sad to hear your news Kerry Woman, look after yourself

bizzie

Check in #1/31.
Not a NSD but everything bought was on my list with no deviation. Tomorrow will be a spend day meeting up with friends but budgeted for.


Kerry Woman my thoughts with you and your mum.