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Obtaining foreign currency using Halifax credit card
alanreid54
Posts: 2 Newbie
When checking the best exchange rates, the Halifax credit card always comes out top. Can someone please explain to me how to get the currency at this rate? Do you have to go into a local bank in the country you're visiting because you certainly don't get it from ATMs. Thanks
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Comments
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You get it from ATMs.
Can this thread be moved to the right forum, please? Ta!0 -
Hi, we move threads if we think they’ll get more help elsewhere (please read the forum rule) so this post/thread has been moved to another board. If you have any questions about this policy please email forumteam@moneysavingexpert.com.I’m a Forum Ambassador and I support the Forum Team on the Quick Grabbit, Freebies, Overseas Holidays & Travel Planning and the UK Holidays, Days Out & Entertainments boards.
If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.
All views are my own and not the official line of MoneySavingExpert.0 -
You certainly do get it from ATMs, as long as you avoid conversion by the ATM at its own usually terrible exchange rate (DCC). Decline being billed in pounds so that MasterCard converts at the ideal rate. Or spend with the card, also always paying in local currency.Evolution, not revolution0
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Make sure it is a Halifax CLARITY credit card.0
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alanreid54 wrote: »When checking the best exchange rates, the Halifax credit card always comes out top. Can someone please explain to me how to get the currency at this rate? Do you have to go into a local bank in the country you're visiting because you certainly don't get it from ATMs. Thanks
There was similar thread to this on one of the Tripadvisor forums. The problem was that the OP had accepted the ATM operators kind offer to do the currency conversion at a fixed (and very poor) rate rather than let Halifax do it.0 -
You certainly do get it from ATMs, as long as you avoid conversion by the ATM at its own usually terrible exchange rate (DCC). Decline being billed in pounds so that MasterCard converts at the ideal rate. Or spend with the card, also always paying in local currency.
Agreed. Recently returned from the USA and used my Clarity card at an atm and got a very good rate of exchange, but you must decline the offer to be billed in pounds.0 -
As everyone else says, you do get it from an ATM. It does need to b a clarity card and don’t ask the atm to do a conversion.
Wonder if the OP will ever return0 -
Thanks for all the advice and apologies for posting on the wrong forum0
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alanreid54 wrote: »Thanks for all the advice and apologies for posting on the wrong forum
You're welcome.
Why is this the wrong forum?0 -
see post 2 and 3. It was moved to this correct forum after being posted initially elsewhere.0
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