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“Rock bottom became the solid foundation on which I rebuilt my life.”
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Happy Easter to you and the smalls I hope you are all keeping well.
STM x7 -
Happy Easter all of you! I hope you've had a good day snug at home xI think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/225 -
Hope you’ve had a good day and are all well 👍January spends - £587.586
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Without expecting anyone to breach any confidences can anyone who is in contact with WF away from here confirm that they have heard from her? Just a little bit concerned that she's been quiet for a while so soon after littlest's fall.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her12 -
I havent heard from WF.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.7 -
DittoEssexHebridean said:Without expecting anyone to breach any confidences can anyone who is in contact with WF away from here confirm that they have heard from her? Just a little bit concerned that she's been quiet for a while so soon after littlest's fall.
Debt: £11,640.02 paid in full! DFD: 30/06/20
Starter Emergency Fund (#187): £1000/£1000
3 month Emergency Fund (#45): £3300/£33006 -
Hoping all is ok and it’s just her phone data 🙏I get knocked down but I get up again (Chumbawamba, Tubthumping)7
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Also hoping it's just a glitch with the phone data, but it's a bit worrying.
I Believe.....
That it isn't always enough, to be forgiven by others.
Sometimes, you have to learn to forgive yourself.
Yesterday is history, tomorrow is a mystery
Today is a gift. That's why it is called the present.
happiness isn't achieved by getting extra things,
but by getting rid of the things that make you unhappy7 -
Morning WB
Hope you and the DC's had a lovely Easter weekend. Lots going on behind the scenes at home so I must admit I haven't really noticed how quiet you've been, but I'm also adding my voice to the 'where are you/hope you're OK' brigade . Hope all is well and that we hear from you soon. xx 7 -
I have been in contact Credit card debt - NIL
Home improvement secured loans 30,130/41,000 and 23,156/28,000 End 2027 and 2029
Mortgage 64,513/100,000 End Nov 2035
2022 all rolling into new mortgage + extra to finish house. 125,000 End 20369
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