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“Rock bottom became the solid foundation on which I rebuilt my life.”
Comments
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Glad to hear little one is feeling a bit better and you have managed to rest a little.
Take care and Happy New year to you and your little ones. xx0 -
Thank you x
Spoken to relative who has money for us. Agreed to clear Step dad and family member. Really it would have helped to sort council tax and some of the rent arrears but this was the only agreement they'd settle on. So I won't complain. I think they might clear the fine and my credit card. Waiting for an update.
That means either way the council tax and rent are my main focus and I need to come up with a plan ..“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Debt 09/05/2017 - Debt 31/12/17
Council Tax [STRIKE]£2092.71[/STRIKE] £1350 (742.71 paid)
Court Fine [STRIKE]£1250[/STRIKE] Paid (£1250 paid)
Court Fine [STRIKE]£200[/STRIKE] Paid (£200 paid)
Person 1 [STRIKE]£1000 [/STRIKE] Paid (£1000 paid)
Person 2 [STRIKE]£1000[/STRIKE] Paid (£1000 paid)
Person 3 [STRIKE]£1379[/STRIKE] £1360 (£19 paid)
Person 4 [STRIKE]£427[/STRIKE] Paid (£427 paid)
Debt Total [STRIKE]£7348.71[/STRIKE] £2710 £4638.71 Paid
Rent Arrears [STRIKE]£3381.28[/STRIKE] £2885 £496.28 paid
Total [STRIKE]£10729.99[/STRIKE] £5595 £5134.99 paid
*Person 4 [STRIKE]£575[/STRIKE] Paid (£575 paid)
*New Debt [STRIKE]£732[/STRIKE] £100 (£632 paid)
*Debt 1 [STRIKE]£387.29[/STRIKE] Paid (£387.29 paid)
*Debt 2 £1451.40 On hold
*Debt 3 £1137.73 On hold
*EDF [STRIKE]£3140.65[/STRIKE] Paid (£3140.65 paid)
[STRIKE]Total £18154.06[/STRIKE]
Total 8284.13 £9869.93 Paid (£2589.13 on hold £5695 to pay)“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Happy new year Wannabe, I hope you have a good eveningFinally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
January goals
Debt Focus
Council Tax £1350
New debt £100
Rent arrears £2885
Money
£80 Groceries - £/£80
Extra income
Populuslive £50 Cheque (Need to bank this)
Plans
6th - Sister Birthday
Youngest appointments
Decorate Bathroom
Decorate Toilet
Decorate My Bedroom
List of things I need to sort
Youngest - lift the flap books
Buy a Kettle
Buy Mugs
Buy 1 photo frame
Buy storage boxes for new things
Send Sister a birthday card
Buy bed
Buy toddler bed
Buy TV
Organise DD Birthday
Unbudgeted spends“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Glad the little one is recovering
Good news re the relative clearing some of the debt, at least that some out of the way.
Fingers crossed 2018 is a fantastic year for you xxI get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
You've done so well this year. I honestly don't know how you've done it.
I wish you and your little ones all the best for next year. xxxHave adventures. laugh a lot and always be kind.0 -
Happy New Year
May all your hopes and dreams come true in 2018
Take care
Pauline
Thank you for popping in on my thread, your support is so appreciatedDon't get it perfect - Get it goingBetter Than Before0 -
Good to see another reduction in your debt. Even better to see little one perking up!
Happy new year - you have come so far in less than a year, I'm excited to see what you make of 2018! xxI think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/220 -
Happy New year! Looks like your going to have a good start to it, hope it continues all year xLBM in April 17 - Starting card debt £33554
Mortgage@1 June 18 - £76350
Total debt @june 18 £102311
Debt Jan 25 £8282
Mortgage £51215. Total debt now £594970
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