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“Rock bottom became the solid foundation on which I rebuilt my life.”
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Hope the MRI went well x"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
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How did you get on WB? xI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
Morning WB
Hope you're all OK. A day or two without hearing anything from you feels very odd 
I've lost track a little bit but I think it's DD's birthday at some point this week from what you've said about half term. Hope she enjoys her day and you all have a good time. xx 7 -
Sorry for the silence. Struggling myself.
Thank you for the messages about the mri. It's done. Wasn't nice. Had a full blown panic attack and cried. But it's done. Now the wait.
Youngest is unwell. Which is a concern but holding her own currently.
It is half term. Dds birthday tomorrow. Haven't managed to make a cake yet.
It's just a bit stressful and I'm struggling myself. Trying to just get through a day at a time.
Sorry again for the silence.“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”7 -
Sorry to hear you are struggling, all the stress of the last few weeks is bound to take it’s toll. Hang in there. MRIs are horrible, hopefully the results will be with you shortly and they are good news.Weather is not helping, hope you weren’t too badly affected. Down south it is wet and soggy, but wind has died done now. Hope little one feels better soon . Happy birthday to DD. Take care bx6
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Keep plodding
Hope DD2 is on the mend really soon xI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6 -
Hi WB Sorry to read you're struggling and things are stressful for you again. Don't struggle on your own and ask for some support if it's all becoming too much for you. Hope DD has a lovely birthday and the DCs enjoy their half term. xx 5
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Wishing you all a good half term. Be kind to yourself...you have had a very stressful January. Sometimes we can do what needs to be done at the time but afterwards it can time to “ catch up with ourselves” again, if that makes sense. Thinking of you...paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 175 -
Sending hugs Wannabe. I hope both you and youngest feel better soon, xI think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/225 -
Just popping in to keep the thread warm WF - the virtual kettle is on for anyone who wants a cuppa and I'm hoping that all is well at your end and you're all recovered and having a nice half term.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her6
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