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“Rock bottom became the solid foundation on which I rebuilt my life.”
Comments
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Wow, people who resist coffee are awesome! I hope you have had some now (though the wrong end of the day if you want sleep, I suppose).
Just a thought about this keeping yourself occupied business: does your library have an app so you can borrow books or magazines online? If you could download somewhere with free wi-fi, even a magazine would help pass the time of day. You might be able to get audio books too.
I've found a link that might help - will pm you. xI think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/220 -
So glad it seems to be going well, you've handled all this amazingly!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Thank you cherry that does help I will get that set up. Anything free is always good! Thank you
It is going well for youngest jwil thank you x
Well we where running late again this morning! Didn't even get time to eat before we left
All this running around is definitely catching up and I'm struggling to keep on top of everything
I don't really have much to say it's a long 27 days before money comes in and out again so no updates there. There's mine and DD'S birthday in between. Then next month ther3s DS's and youngests birthdays.
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Poundland for arts/crafts stuff for DD's birthday present maybe WF? You can get a fair bit of value for money there. Could you maybe get a blank scrapbook and then see if you can pick up a bundle of kids comics/magazines for next to nothing in a charity shop that she can then cut out and stick in?🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Thats a good idea for the scrapbook EH I will have a look. I also plan on pinching an idea from someone else and making up instructions for little craft ideas rather than buying an actual 'kit' I will make the instructions and put in a little bag the items needed for that activity. Will look in Poundland/SA for a teddy or maybe an item of clothing as they all seem to be moving up a size. DS is taller than me and DD isn't far behind.
We weren't late this morning and remembered everything - taking that as a win today. We are all getting a bit grumpy!
DD is on countdown to half term - she's even more impressed she's off school for her birthday and DS won't be as his is once they are back :rotfl:
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
haha WF I was always the opposite when I was little - my birthday almost ALWAYS fell in the holidays and I REALLY wanted it to be in term time!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
She's never been in on her birthday either, it's always half term. However the other two are when they just go back after half term so they are always in!
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Not suprised you are all getting a bit grumpy, its been a full on month for you, but you are so close to the end now you must be really looking forwards to having (for you) a rest and not travelling to hospital and having to rush to get the other 2.
Fingers crossed you have the best possible news on little one in a few days
Credit card debt - NIL
Home improvement secured loans 30,130/41,000 and 23,156/28,000 End 2027 and 2029
Mortgage 64,513/100,000 End Nov 2035
2022 all rolling into new mortgage + extra to finish house. 125,000 End 20360 -
Hi WB
The little craft kits sound lovely. DD's birthday always fell during half term as well.
DD is slightly smaller than me and at her age I think she'll stay that way, but DS is taller which feels odd. It comes in handy when I need something reaching off a shelf though :rotfl:
Is tomorrow your last day at hospital or do you have to go over the weekend as well? xx0 -
Thank you
We are there all weekend too. Just 4 more days Then next week will be pretty busy too. I have an appointment myself Tuesday. Then something at school Wednesday. Thursday the smalls will want to bake and make cards to give me Friday. Always busy :rotfl: “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0
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