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“Rock bottom became the solid foundation on which I rebuilt my life.”
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Good news all round then
Glad that you went to appointment. xI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I am so pleased to hear about your youngest, that must be the best news you could have had, and hopefully things will be a bit easier for you now
Make sure you try to get as much rest as possible in between your other appointments because you must be physically and mentally exhausted.
Hope the MRI goes well and is good news as well - its about time you had a lot of good news headed your way after all you have been through Credit card debt - NIL
Home improvement secured loans 30,130/41,000 and 23,156/28,000 End 2027 and 2029
Mortgage 64,513/100,000 End Nov 2035
2022 all rolling into new mortgage + extra to finish house. 125,000 End 20360 -
That's brilliant news about DD :T Hope your MRI is positive and hope you manage to have a relaxing week x"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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That’s good news to have 12 weeks away from big hospital. Hope the scan goes well for you too.January spends - £587.580
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Thank you
Still hectic and finding our feet again so sorry for the quite
Tomorrow I have some bits to sort in town so really hope it's dry weather. Then need to bake cakes with the smalls and make some cards and things.
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Happy baking & card making x I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Morning.
Exhausted today. I really didn't get any sleep at all. My anxiety is awful and I just couldn't get a grip of it though the night or even very much now. I think we are all suffering a little with our own thoughts and feelings.
It's one of those days where you wish you could just up and leave. Run away from the reality.
Anyway nothing much happening. It will all be pretty boring until at least next month. Definitely going to plan the train fare for a day out into next months budget and maybe even a soft play visit to fit in around youngests birthday.
I have some cleaning and ironing to do to keep me busy.
Hope you all have a good day x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”2 -
Sending hugs. Could you fit in a bit of escapism - you are a Gilmore Girls fan, aren't you?I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/223 -
Planning in some fun for next month definitely sounds like a great plan WF.
On the anxiety - although only a DIY thing remember that "Moodjuice" Scottish NHS MH website I've mentioned before - I know a lot of people have found that incredibly helpful and indeed it was finding that which helped me to find a way out from crippling anxiety a few years back.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her3 -
Thank you
Hoping now it's the weekend some better sleep will happen. We made a cake last night. It kept the smalls happy “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”1
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